Ask the Expert Q&A: Flood Insurance
Flooding is the nation’s most frequent and expensive natural disaster, affecting property owners from coastal cities to inland towns alike. Even a few inches of water can cause catastrophic damage,
Residential Property
Residential Property
Knowledge and Expertise for Hard-to-Place Property
Home ownership is growing in the U.S. and typically, a home is a family’s largest investment. Residential Property Coverage can be hard-to-place and requires experience and expert knowledge of the category.
From simple to more detailed exposures, Burns & Wilcox provides a deep and wide-ranging grasp of the industries’ complexities and can offer solutions for a substantial variety of Residential Property Coverage needs.
From simple to more detailed exposures, Burns & Wilcox provides a deep and wide-ranging grasp of the industries’ complexities and can offer solutions for a substantial variety of Residential Property Coverage needs.
EDUCATE YOUR CLIENTS
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Sales SheetPersonal Insurance
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Sales Sheet
Rentals & Secondary Homes
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Sales Sheet
Coastal Homes
INTEL FOR BROKERS
Recent Residential Property Wins |
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$140,000
$1.3M VACANT HOME
$67,000
$8M HARD TO PLACE HOME IN CALIFORNIA BRUSH LOCATION
$32,119
$7M RENTAL PROPERTY IN DALLAS
$21,478
VACANT, $5 MILLION COV A HOME LOCATED IN HIGH BRUSH IN NORTHERN NEVADA
Areas Of Specialty
Homeowner’s Coverage
- Secondary homes
- Coastal and Brush Exposures
- High Deductible Options
- Wildfire Defense Service
- Builder’s Risk Available
- High Liability Limits Available
- Prior Claims History
- Unprotected Homes
- Challenging Credit History
- HO3 and HO5 forms available
- Replacement cost and Extended replacement cost available
- Airbnb exposures
- Condominiums
Residential Dwelling Coverage
- Seasonal and Secondary Dwellings
- Rental Properties
- COC and Builder’s Risk
- Vacant Property
Specialty Property Coverage
- Monoline wind coverage
- Earthquake
- Hobby Farms
- In-Home Business
- Corporately Titles Property
- DIC and Wrap Coverage
Condominium Unit
Course of Construction
Builders Risk
Rental Property
Personal Articles Floater
- Jewelry
- Memorabilia
- Fine Art
- Collectables
- Furs
- Cameras
- Musical Instruments
- Wine Collections
- Diamond Rings
Available Products
- Primary and Excess Umbrellas
- Personal Article Floaters
- Recreational Marine
- Private Primary and Excess Flood
- Family Cyber Protection
- Power Sports Coverage
- Classic and Antique Autos
- Sewer Back-up
- Personal Liability
- Umbrella Coverage
- Contents Coverage
Notice
Product Documents
Featured Expert
Bill Gatewood
Executive Vice President
National Personal Insurance Practice Leader
National Personal Insurance Practice Leader
- Personal Recreation
- Liability (Personal)
- Residential Property
Corporate Senior Vice President and National Personal Practice Leader, Bill Gatewood brings more than two decades of experience in personal lines insurance and high-net-worth risk management. He oversees the organization's Personal…
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$9M Attic Find: Superman Comic Sets Auction Record
Inside This Article: A Superman #1 comic book discovered in an attic recently sold for more than $9 million. Fine art sales have also broken new records in recent weeks,
Personal Insurance Updates | Q4 2025
Homeowners face new challenges as inflation, CAT events, and stricter underwriting reshape the Personal Insurance market. Click below to see how risk management strategies and exclusive Burns & Wilcox solutions can help protect what
Recent Residential Property Wins
$140,000
$1.3M VACANT HOME
$67,000
$8M HARD TO PLACE HOME IN CALIFORNIA BRUSH LOCATION
$32,119
$7M RENTAL PROPERTY IN DALLAS
$21,478
VACANT, $5 MILLION COV A HOME LOCATED IN HIGH BRUSH IN NORTHERN NEVADA
$19,000
$2.6M DWELLING ON SULLIVAN ISLAND
$6,239
$1M+ COV A SHORT TERM RENTAL IN THE OZARKS, MO
Eligibility Guidelines
Below are the eligibility guidelines for online binding and issuing Cyber Liability:
– Revenue up to $15M accepted
– 138 Industries Accepted
– Excluded Industries include: adult content, auction sites, data processing, debt collection, direct marketing franchisees, healthcare aggregators, online gambling, payment processors, pos technology, search engines and social media.
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Product Guidelines
Honoring a True Pioneer
A BURNS 
WILCOX ASSESSMENT
Article Title
April 16, 2020
Written by
Denis Brady
PRESIDENT, BURNS & WILCOX BROKERAGE
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“Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt explicabo. Nemo enim ipsam voluptatem quia voluptas sit aspernatur aut odit aut fugit, sed quia consequuntur magni dolores eos qui ratione voluptatem sequi nesciunt. Neque porro quisquam est, qui dolorem ipsum quia dolor sit amet, consectetur, adipisci velit, sed quia non numquam eius modi tempora incidunt ut labore et dolore magnam aliquam quaerat voluptatem. Ut enim ad minima veniam, quis nostrum exercitationem ullam corporis suscipit laboriosam, nisi ut aliquid ex ea commodi consequatur? Quis autem vel eum iure reprehenderit qui in ea voluptate velit esse quam nihil molestiae consequatur, vel illum qui dolorem eum fugiat quo voluptas nulla pariatur?”
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State of the Residential Property Market
A BURNS WILCOX ASSESSMENT