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Restaurant Sued After Doctor Reports Injuries from Spicy Dish
Inside This Article: A San Jose doctor claims she suffered chemical burns from a spicy appetizer at a California Thai restaurant. In a lawsuit against the restaurant, the customer is seeking damages for “permanent injuries” and lost wages. A restaurant’s Commercial General Liability (CGL) Insurance could help pay for medical and legal expenses related to customer burns and other

$37K Worth of Labubu Dolls Stolen: Viral Craze Becomes Insurance Concern
Inside This Article: A Southern California store and warehouse were recently targeted by thieves in separate incidents that involved $37,000 worth of Labubu dolls. Businesses that hold high-value or collectible inventory may be at higher risk for theft. The incidents highlight the importance of theft coverage under Commercial Property Insurance — a protection that is not included in all policies.
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Inside This Article: Nearly 3.85 million BowFlex adjustable dumbbells are being recalled after reports that the weight plates can detach during use, causing injuries. Of the 337 incident reports, at least 111 injuries have occurred, including concussions, broken toes, and contusions, according to the Consumer Product Safety Commission. \' The recall could trigger product liability claims against Johnson Health…

Inside This Article: A signed 1986-87 Fleer Michael Jordan rookie card sold at auction for $2.5 million, setting a new record for a Jordan rookie card. The card was one of only nine signed by Jordan in 2024 and marked the first sports collectible offered by Pharrell Williams’ auction house Joopiter. Interest in sports collectibles remains high in the…

Inside This Article: Cleanup crews responding to an underground storage tank leak in Woodstock, Ontario, have now recovered approximately 180,000 liters of diesel, exceeding earlier estimates. In addition to businesses that were impacted by the leak, area residents have expressed concerns about groundwater safety and potentially reduced property values. The disaster underscores the importance of Environmental Insurance policies such as…

Key Takeaways: Property & Casualty (P&C) market conditions are stabilizing, with increased competition and moderating rates—though CAT-prone regions remain volatile. Excess & Surplus (E&S) carriers remain vital for distressed sectors like Habitational, Hospitality, and Liquor Liability, even as admitted carriers return to select segments. Severe weather is reshaping risk, as seen in recent Texas flooding and California wildfires earlier…

Inside This Article: A homeowner’s metal roof was partially torn off during a recent thunderstorm in Rogersville, Alabama, causing water damage to the home. It was the third severe weather event to hit Rogersville this year, including two earlier tornadoes. Convective storms are becoming more frequent and severe, bringing dangerously high winds to areas not commonly impacted by this…

Inside This Article: A group of teens threw an unauthorized party at a Palm Beach County Airbnb, causing an estimated $7,000 in damage. The damage included a broken front gate, missing blinds, and a burnt electrical outlet, in addition to lost income from a canceled future booking. Coverage under standard Homeowners Insurance policies may not apply to short-term rentals,…
Other Recent Intel

The hospitality industry is facing challenges due to a tightening insurance market, which is a result of increasing claim costs and the withdrawal of many admitted carriers. To gain insights into how Excess & Surplus (E&S) insurance is responding to these issues, we spoke with Aaron Pfister, Associate Managing Director and Underwriter at Burns & Wilcox in Scottsdale, Arizona. Why…

During our Residential Property webinar, Lauren Glass, Senior Underwriter, Burns & Wilcox, New Orleans, LA, noted that tightening carrier appetites and increasing wind deductibles are reshaping coverage options across the Gulf Coast and Western states. https://vimeo.com/1110976245/943ec30188?ts=0&share=copy

In our recent Residential Property webinar, Justin Pressly, Associate Managing Director, Morehead City, NC, discussed how brokers can better connect Flood coverage to broader Property portfolios across coastal and inland regions. https://vimeo.com/1110977704/9290881588?ts=0&share=copy

With only 4% of U.S. homeowners carrying flood insurance, brokers have a crucial opportunity to help close the coverage gap and better protect their clients. In our recent Residential Property webinar, Brad Turner, Vice President, National Product Manager, Flood, Morehead City, NC, highlighted the staggering economic impact of flood events and emphasized the urgent need for greater education and awareness…

From rising sea levels to intensifying hurricanes and convective storms, the frequency and severity of flood and wind exposures are increasing, placing significant strain on standard Homeowners\' Insurance markets. As traditional carriers continue to limit coverage, there is a growing demand for Excess and Surplus (E&S) solutions for Residential Property. Join our expert-led webinar for insights into: Recent trends in…

The Professional Liability market is softening, with expanded capacity and new entrants across Cyber, D&O, and E&O. However, as exclusions become more common, brokers need to stay vigilant. Explore how Burns & Wilcox helps secure the right coverage in a shifting landscape.
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