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The Virtues of Excess

How much can your client afford to lose? Consider the example of a banquet hall filled to capacity when a fire breaks out, destroying the building and resulting in the injury or death of patrons. The owner’s General Liability Coverage has limits of $1 million per occurrence and $2 million aggregate; however, during the investigation it is determined that the banquet hall had numerous fire code violations and a verdict of $5 million is awarded to the claimants.

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As wildfires continue to affect communities throughout Los Angeles County, we want to express our heartfelt support for the residents, first responders, and all those working tirelessly to combat these devastating fires.

We understand the challenges posed by this crisis. If you need assistance or have questions about your client's coverage during this time, the team at Burns & Wilcox is here to help.