How the health care overhaul is exposing huge medical liability coverage gaps – and huge opportunities for intrepid agents.

Is there such thing as a bulletproof sector of the economy? Maybe. When times are tough, people may delay vacations, rein in their discretionary spending, downsize their living arrangements, even postpone higher education. But however bad things get, waiting to treat a major health issue often just isn’t an option – and gaps in medical liability coverage are being exposed.