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Ask the Expert Q&A: Commercial Property Insurance
Whether it is a small storefront or a sprawling distribution center, every commercial property faces risks such as burst pipes, electrical fires, or storm damage that could disrupt operations and result in major financial setbacks. To learn how Commercial Property Insurance can help business owners protect their assets, we spoke with Barry Whitton, Managing Director, Broker, Property, Burns & Wilcox, Brokerage Division,…
Ask the Expert Q&A: Flood Insurance
Flooding is the nation’s most frequent and expensive natural disaster, affecting property owners from coastal cities to inland towns alike. Even a few inches of water can cause catastrophic damage, disrupt operations, and leave homeowners and business owners facing massive repair expenses. To learn more about Flood Insurance and new products reshaping the marketplace, we spoke with Brad Turner, Vice President, National Product…
1M Bottles of Costco Prosecco Recalled Over Shattering Risk
Inside This Article: Nearly 1 million bottles of Kirkland Signature prosecco were recently recalled due to bottles breaking or shattering, including one reported injury. The large-scale beverage recall follows other recent food and drink recalls involving metal contamination and allergen risks. Product Recall Insurance and Product Liability Insurance can help companies pay for costly recall logistics and injury-related expenses. Additional safeguards such as Business Interruption…
Habitational Market Overview: Property & Casualty Trends
Key Takeaways The Property market is softening: rates are down, terms are broader, deductibles are lower, and capacity is expanding. The Casualty market remains firm, with rising rates and tighter terms driven by social inflation and nuclear verdicts. Catastrophic perils—especially wildfire and wind—continue to drive demand for specialized solutions such as Wrap programs, wind pools, and deductible buy-downs. Ordinance & Law, Equipment Breakdown, and Habitability Insurance are often…
Exposure Scenario: Garagekeeper’s Coverage
A hailstorm strikes an auto dealership, damaging vehicles on the lot and a customer’s SUV in for service. In this short video, Mandi Bitterlin, Director, Commercial Insurance, Burns & Wilcox, Kansas City, Kansas, shares how the right Garagekeepers coverage could have turned this costly situation into a customer service win. https://vimeo.com/1140168759/bcf4d2e132?share=copy&fl=sv&fe=ci
Video: Avoiding Gaps in Habitational GL Coverage
From navigating key endorsements and exclusions—like pollution and dog breed restrictions—to proactively reviewing lease agreements and carrier requirements, Nicholas Freeman, Associate Managing Director, Broker, Casualty, Burns & Wilcox, Brokerage Division, North Dallas, Texas, explains how upfront information and clear communication can help unlock broader coverage options and streamline the General Liability quoting process for Habitational properties. https://vimeo.com/1139408968/94aabea6c0?share=copy&fl=sv&fe=ci
Video: Navigating Wind Pools
Teresa Cowper, Broker, Property, Burns & Wilcox, Brokerage Division, Atlanta, Georgia, shares insights on how windfall markets are reshaping Habitational Insurance. Watch now to learn how innovative solutions—including wind deductible buy-downs—can help minimize out-of-pocket costs and maximize protection in a softening market. https://vimeo.com/1139407961/f1c8f19247?fl=ip&fe=ec
Video: FAIR Plan & DIC Wrap Coverage
The right wholesale partner makes all the difference. Chelsie Tysdal, Associate Managing Director, Underwriter, Commercial Insurance, Burns & Wilcox, Woodland Hills, California, explains how Wrap coverage—paired with leak detection and regular inspections—helped secure coverage for a high-risk Habitational property with a history of water damage claims. https://vimeo.com/1139409688/a8e3985de5?share=copy&fl=sv&fe=ci
Webinar: Habitational Insurance Trends, Risks, and E&S Solutions
Gain timely insights into the evolving Habitational Insurance market with our latest on-demand webinar. This session delivers updates on market trends, emerging risks, and creative E&S solutions for challenging exposures. https://vimeo.com/1139052191/0d0ea829a4?share=copy&fl=sv&fe=ci
$11.3M Verdict: Parking Lot Trip-and-Fall Triggers Nuclear Award
Inside This Article: A Florida jury recently awarded $11.3 million to a shopper who was injured in a Target parking lot. The case, in which the retailer was found to be 90% at fault, highlights how hazards like uneven curbs can lead to “nuclear” verdicts. Businesses with high foot traffic are at greater risk for slip-and-fall accidents, which are…
Construction Mistake Leads to Radiation Exposure, Lawsuit Claims
Inside This Article: A CT scanning lab in St. George, Utah, was built without the required lead-lined shielding and allegedly exposed more than two dozen staff at a neighboring clinic to excessive radiation levels for months, a lawsuit claims. The lawsuit accuses the construction firm, drywall company, and medical consulting firm of negligence and fraudulent concealment. Errors & Omissions…
Commercial Insurance Updates | Q4 2025
Carrier appetites, pricing strategies, and risk management are all shifting in today’s Commercial Insurance market. Explore how inflation, CAT events, and technology are reshaping coverage—and see how Burns & Wilcox delivers exclusive solutions for complex risks.
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