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$25M ‘Tomato Fraud’ Lawsuit Tests Food Authenticity Claims

$25M ‘Tomato Fraud’ Lawsuit Tests Food Authenticity Claims

Inside This Article: A proposed class-action lawsuit alleges a popular tomato brand misled consumers about the authenticity of its San Marzano tomatoes. While the brand has called the claims meritless, even unproven allegations can lead to significant legal expenses and reputational damage. Commercial General Liability (CGL) Insurance can help cover expenses associated with advertising-related lawsuits, while Excess Liability Insurance can provide additional protection. Companies…

Webinar: Construction Insurance – Terms & Conditions That Can Impact Coverage

Webinar: Construction Insurance – Terms & Conditions That Can Impact Coverage

Seemingly minor changes in policy language can create significant coverage gaps for Construction risks. In this webinar, Burns & Wilcox experts discuss key terms, conditions, and exclusions that can influence underwriting decisions and claim outcomes, including action-over, subcontractor exclusions, hot work operations, subsidence exposures, residential limitations, and work height restrictions. Featured experts: David Gross, Vice President, Managing Director, Broker, Casualty, Burns &…

Know Your Policy: Errors & Omissions Insurance for Construction Professionals

Know Your Policy: Errors & Omissions Insurance for Construction Professionals

Why It Matters: Construction risk extends well beyond jobsite injuries and physical damage. Design decisions, subcontractor errors, and project management oversights can create liability exposures that may not become apparent until months or years after a project is completed. While construction firms typically carry Commercial General Liability (CGL) Insurance to cover third-party property damage and bodily injuries, many losses in this industry stem from…

$19M Sea Lion Habitat at Center of Design and Construction Lawsuit

$19M Sea Lion Habitat at Center of Design and Construction Lawsuit

Inside This Article: A $19 million Denver Zoo sea lion habitat project is at the center of a lawsuit alleging design and construction failures. The lawsuit alleges multiple defects in the recently opened habitat, including improper water levels, leaks, and cracking. Architects & Engineers (A&E) Professional Liability Insurance plays a key role when claims arise from alleged design errors or failure…

$100K+ Damage After Demolition Mishap Hits Candy Shop Next Door

$100K+ Damage After Demolition Mishap Hits Candy Shop Next Door

Inside This Article: A judge issued a default judgment in favor of an Ohio confectionery business after a contractor failed to respond to claims tied to a 2024 demolition incident, WFMJ-TV reported. The lawsuit alleged that debris from a nearby building teardown damaged a neighboring business and equipment, with another establishment also reporting impacts. Contractors performing demolition work face significant third-party…

1.3M Steam Cleaners Recalled After Dozens of Injuries Reported

1.3M Steam Cleaners Recalled After Dozens of Injuries Reported

Inside This Article: Wagner SprayTech has recalled more than 700,000 power steamers after receiving at least 156 reports of overheating and hot water release, including more than 50 burn injuries. The recall comes just weeks after another large-scale steam cleaner recall by Dupray, whose product was linked to 15 reports of boiler ruptures and four injuries. Consumer bodily injury claims can…

Lawsuit: Customers ‘Severely’ Injured by Falling Antlers at LongHorn Steakhouse

Lawsuit: Customers ‘Severely’ Injured by Falling Antlers at LongHorn Steakhouse

Inside This Article: A couple in Tennessee recently filed a lawsuit against a restaurant after allegedly being injured when decorative antlers mounted on a wall fell on them. The hospitality industry is seeing an increase in the frequency and severity of injury claims. Commercial General Liability (CGL) Insurance can respond to customer injury incidents but may not keep pace with…

$18M School Closes Amid Claims of Construction and Design Defects

$18M School Closes Amid Claims of Construction and Design Defects

Inside This Article: A Washington state school district has sued a builder and architect over alleged defects that forced the closure of a new $18 million elementary school. Problems reported included electrical shocks, water intrusion, floorboard gaps, and other issues that led to relocating more than 500 students. The allegations highlight the importance of Construction Insurance policies including Architects & Engineers…

1M Bottles of Costco Prosecco Recalled Over Shattering Risk

1M Bottles of Costco Prosecco Recalled Over Shattering Risk

Inside This Article: Nearly 1 million bottles of Kirkland Signature prosecco were recently recalled due to bottles breaking or shattering, including one reported injury. The large-scale beverage recall follows other recent food and drink recalls involving metal contamination and allergen risks. Product Recall Insurance and Product Liability Insurance can help companies pay for costly recall logistics and injury-related expenses. Additional safeguards such as Business Interruption…

Exposure Scenario: Business Interruption Insurance

Exposure Scenario: Business Interruption Insurance

A fire forces a neighborhood restaurant to close for months. While Property Insurance helps cover repairs to the dining room and kitchen and replace damaged equipment, the owner had no protection for lost revenue, ongoing expenses, or payroll. In this short video, Bonnie Steen, Regional Vice President, Managing Director, Burns & Wilcox, New Orleans, Louisiana, explains how Business Income Insurance can help restaurants…

Commercial Insurance Updates | Q4 2025

Commercial Insurance Updates | Q4 2025

Carrier appetites, pricing strategies, and risk management are all shifting in today’s Commercial Insurance market. Explore how inflation, CAT events, and technology are reshaping coverage—and see how Burns & Wilcox delivers exclusive solutions for complex risks.

Ceiling Collapse at Restaurant Injures Guest, Raises Liability Concerns

Ceiling Collapse at Restaurant Injures Guest, Raises Liability Concerns

Inside This Article: A ceiling collapse at Flyers Wings and Grill in Pine Hills, Florida, injured a woman while she was dining with her 2-year-old daughter, highlighting the unpredictable risks restaurants face. Hospitality industry liability claims are rising in frequency and cost, driven by higher medical and legal expenses, as well as increased litigation. Commercial General Liability (CGL) Insurance…

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As wildfires continue to affect communities throughout Los Angeles County, we want to express our heartfelt support for the residents, first responders, and all those working tirelessly to combat these devastating fires.

We understand the challenges posed by this crisis. If you need assistance or have questions about your client's coverage during this time, the team at Burns & Wilcox is here to help.