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Personal Insurance: 2027 Outlook

Personal Insurance: 2027 Outlook

Cautious optimism is shaping the Personal Insurance market, but challenges remain for complex risks. In an excerpt from our Q4 P&C webinar, Marielle Charron, Regional Practice Group Leader, Personal Insurance, Burns & Wilcox, Boston, MA shares what is driving new opportunities and why the market remains incredibly nuanced. https://vimeo.com/1238895654/f574507ec8?share=copy&fl=sv&fe=ci

Commercial Insurance: 2027 Market Outlook

Commercial Insurance: 2027 Market Outlook

New market entrants and increased capacity are fueling competition in Commercial Insurance, but will it last? In an excerpt from our Q4 P&C webinar, Tim Pasik, Senior Vice President, Commercial Products, Burns & Wilcox, New York, NY, shares his outlook on market conditions, the factors influencing competition and where challenges could emerge in the year ahead. https://vimeo.com/1238897126/53f5170058?share=copy&fl=sv&fe=ci

P&C Market Outlook Webinar: Q4 2026

P&C Market Outlook Webinar: Q4 2026

Shifting market conditions are creating new opportunities and challenges for insurance brokers and agents as they navigate the remainder of 2026. Drawing on insights from the CIAB Insurance Leadership Forum and WSIA Annual Marketplace, Burns & Wilcox experts discuss key developments across Commercial, Personal, and Professional Liability Insurance, including: Where market conditions are softening and which risks remain challenging How…

Stolen Skeleton Unearths Halloween Insurance Risks

Stolen Skeleton Unearths Halloween Insurance Risks

Inside This Article: A Halloween lawn decoration depicting a skeleton riding a rooster was recently stolen from a homeowner’s yard in Henderson, Kentucky. Beyond the risk of theft, seasonal decorations can also pose fire hazards, with home fires involving decorations causing about $17 million per year in property damage between 2019 and 2023. Homeowners Insurance can cover theft, fire…

Century-Old Clubhouse Destroyed by Fire Faces Complex Rebuild

Century-Old Clubhouse Destroyed by Fire Faces Complex Rebuild

Inside This Article: A fire recently destroyed the historic Lochmoor Country Club clubhouse in Grosse Pointe Woods, Michigan. Historic properties may require specialized Commercial Property Insurance with Historical Replacement Cost to reproduce original materials, designs, and craftsmanship after a loss. Business Interruption Coverage and Extra Expense Coverage can help companies recoup lost revenue and maintain payroll during restoration. Updates…

52-Day Elevator Outage Leads to Lawsuits Against Landlord

52-Day Elevator Outage Leads to Lawsuits Against Landlord

Inside This Article: A California landlord faces lawsuits from the city of Oakland and seven tenants after both elevators at a six-story apartment building were out of service for 52 consecutive days. The lawsuits also allege pest issues and other safety hazards that affected elderly and disabled residents. Lawsuit-related expenses could be covered by Commercial General Liability (CGL) Insurance, Excess Liability…

Hospitality Insurance Market Overview: Liability Trends, Emerging Exposures, and Placement Strategies

Hospitality Insurance Market Overview: Liability Trends, Emerging Exposures, and Placement Strategies

Key Takeaways: Liquor Liability remains one of the most challenging coverages in the Hospitality market, driven by reduced carrier capacity, tightening limits, and ongoing rate pressure. Jurisdictional differences continue to drive underwriting outcomes, particularly for Liquor Liability risks in areas with strict dram shop laws, such as South Carolina, Alabama, Louisiana, and Washington, D.C. Emerging exposures, including human trafficking, THC/CBD beverages,…

P&C Updates: 2026 Q3

P&C Updates: 2026 Q3

Abundant capacity, decelerating Property rates, and increasing competition are defining the P&C market in Q3 2026. Explore the trends shaping underwriting, coverage, and pricing.

Commercial Insurance Updates | 2026 Q3

Commercial Insurance Updates | 2026 Q3

Commercial Insurance market conditions are becoming increasingly competitive, creating new opportunities across many lines of business. Click through for highlights on Property and Casualty trends, specialty solutions, capacity deployment, and coverage strategies shaping the second half of 2026.

Personal Insurance Updates | 2026 Q3

Personal Insurance Updates | 2026 Q3

Competitive conditions, expanded carrier appetite, and stabilizing pricing are creating new opportunities in the Personal Insurance market. Explore the trends shaping underwriting, risk mitigation, Flood Insurance, and coverage decisions in Q3 2026.

P&C Report: 2026 Q3 Outlook

P&C Report: 2026 Q3 Outlook

Key Takeaways Rate trends are diverging across the Property & Casualty (P&C) marketplace, with rapidly decelerating Property pricing and continued moderation in most Liability lines. Property market conditions continue to improve, supported by recent mild catastrophe activity and favorable outcomes from the July 1 reinsurance renewals, although pricing and capacity remain highly sensitive to regional weather patterns and future catastrophic events. …

Family Faces Lawsuit After Senior Skip-Day Pool Party

Family Faces Lawsuit After Senior Skip-Day Pool Party

Inside This Article: A recent lawsuit alleges a teen suffered serious injuries after jumping into a pool during a senior skip-day party at a home in Arizona. The lawsuit claims the homeowners were aware of the party, which allegedly included underage drinking and had more than 100 attendees. Homeowners Insurance can help respond to third-party bodily injury lawsuits, including legal…

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As wildfires continue to affect communities throughout Los Angeles County, we want to express our heartfelt support for the residents, first responders, and all those working tirelessly to combat these devastating fires.

We understand the challenges posed by this crisis. If you need assistance or have questions about your client's coverage during this time, the team at Burns & Wilcox is here to help.