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Know Your Policy: Personal Umbrella Insurance

Know Your Policy: Personal Umbrella Insurance

Why It Matters: Serious liability claims can arise from everyday situations involving properties, vehicles, recreational activities, pets, and other personal exposures. Rising costs and social inflation are contributing to larger and more severe outcomes. Individuals with significant assets, youthful drivers in the household, watercraft, swimming pools, trampolines, short-term rental properties, or higher public visibility may face increased liability risks. Reviewing liability limits…

Teen E‑Bike Crash Leads to Charges Against Mother, Highlights Liability Risks

Teen E‑Bike Crash Leads to Charges Against Mother, Highlights Liability Risks

Inside This Article: A California mother is facing felony charges after prosecutors said her teenage son struck and critically injured an 81-year-old man while riding a high-powered electric motorbike, according to the Los Angeles Times. Cities and lawmakers across the U.S. are debating new regulations as e-bike injuries and fatalities rise, according to The Guardian. Incidents involving standard e-bikes…

High-Value Solutions Market Overview

High-Value Solutions Market Overview

Key Takeaways: The High-Value Solutions market is stabilizing, with admitted carriers returning to some geographies, increased competition, and expanded Excess and Surplus (E&S) capacity. Underwriting flexibility is improving for catastrophe-exposed risks, including wildfire, wind, and flood. Clients may benefit from having their broker market their insurance program including revisiting higher deductibles, water sublimits, and reduced coverages implemented during the hard market. Product innovation is expanding customization through layered programs,…

‘Accidental Landlords’ on the Rise: How Slower Home Sales Can Create Coverage Gaps

‘Accidental Landlords’ on the Rise: How Slower Home Sales Can Create Coverage Gaps

Inside This Article: More homeowners are choosing to rent out their homes when they are unable to sell them in today’s slower housing market, according to recent reports. When a property becomes tenant-occupied, the owner will typically need to change their Homeowners Insurance policy to a Dwelling Fire policy. Water damage and fire claims are among the most common risks associated with rental…

Video: Proper Valuation and Ownership Risk Strategy

Video: Proper Valuation and Ownership Risk Strategy

Personal Insurance solutions for affluent and high-net-worth clients often require evaluating more than the property itself. In this clip from our recent High-Value Solutions webinar, Albert Reed, Manager, Personal Insurance, Senior Underwriter, Personal Insurance, Burns & Wilcox, San Francisco, California, discusses the importance of assessing the individual behind the risk when building comprehensive coverage solutions. https://vimeo.com/1194400162/1191ac75f8?share=copy&fl=sv&fe=ci  

Video: Revisiting Coverage Gaps in a Softening Market

Video: Revisiting Coverage Gaps in a Softening Market

Changing market conditions may create new opportunities to strengthen Personal Insurance coverage for affluent and high-net-worth individuals. In this clip from our recent High-Value Solutions webinar, Kris Guasch, Associate Managing Director, Underwriter, Personal Insurance, Burns & Wilcox, Ft. Lauderdale, Florida, discusses how brokers and agents may be able to revisit coverage options and secure broader protection for clients. https://vimeo.com/1194062504/5cde65c71d?share=copy&fl=sv&fe=ci  

Video: High-Value Solutions Market Outlook

Video: High-Value Solutions Market Outlook

The Personal Insurance market is transitioning out of a hard market cycle, though underwriting discipline remains. In this clip from our recent High-Value Solutions webinar, Sarah Chandonnet, Director, Private Client, Burns & Wilcox, Detroit/Farmington Hills, Michigan, discusses where brokers and agents may be finding greater market flexibility for affluent and high-net-worth clients. https://vimeo.com/1194061394/581538c48c?share=copy&fl=sv&fe=ci  

Professional Insurance Updates: 2026 Q2

Professional Insurance Updates: 2026 Q2

The Professional Liability market remains competitive, with emerging pressures taking shape in select segments. See how rising severity, evolving Cyber risk, and early signs of firming are influencing coverage and underwriting.  

Personal Insurance Updates: 2026 Q2

Personal Insurance Updates: 2026 Q2

Stabilizing rates and increased competition are creating new opportunities in the Personal Insurance market. See how risk mitigation, rising high‑value home demand, and global coverage solutions are shaping coverage and placement strategies in Q2 2026.  

May the Force of a Personal Articles Floater Be with You

May the Force of a Personal Articles Floater Be with You

The Star Wars universe continues to expand — not just on…

Webinar: P&C Market Outlook – Q2 2026

Webinar: P&C Market Outlook – Q2 2026

Stay ahead of changing market conditions with the Q2 P&C Insurance Outlook webinar recording, now available on demand. Featuring experts from Burns & Wilcox and the London market, this session provides insight into moderating rates, strong capacity, and underwriting discipline across Personal, Commercial, and Professional Liability Insurance—helping brokers and agents better serve their clients and secure more comprehensive coverage. Highlights include: Pricing, capacity,…

$10M+ Ultra-Luxury Homes, Wealth Migration Drive Demand for High-Value Solutions

$10M+ Ultra-Luxury Homes, Wealth Migration Drive Demand for High-Value Solutions

Inside This Article: Demand for luxury housing is on the rise in South Florida, where recent data shows sales of properties priced at $1 million or more grew 21% in Miami-Dade County compared to last year. Sales of “ultra-luxury” homes priced at $10 million or more are also expanding across the U.S., including outside of traditional wealth hubs like…

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As wildfires continue to affect communities throughout Los Angeles County, we want to express our heartfelt support for the residents, first responders, and all those working tirelessly to combat these devastating fires.

We understand the challenges posed by this crisis. If you need assistance or have questions about your client's coverage during this time, the team at Burns & Wilcox is here to help.