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Construction Site Vandalism Exposes Equipment Coverage Gaps
Inside This Article: Several pieces of heavy construction equipment were severely damaged in a recent vandalism incident at a California housing development. Damage to heavy equipment can create major financial and operational challenges for contractors, including project delays and replacement equipment costs. Contractors should review their Inland Marine Insurance and related coverages to ensure owned, leased, and borrowed equipment is adequately
$1.5M Outback Steakhouse Lawsuit Alleges Mashed Potato Slip-and-Fall
Inside This Article: A recent lawsuit against Outback Steakhouse seeks over $1.5 million in damages after a customer allegedly slipped on spilled mashed potatoes. Employee training and documentation can play a critical role when responding to slip-and-fall claims. Commercial General Liability (CGL) Insurance can help businesses respond to third-party bodily injury allegations. Rising claim severity is prompting many businesses to
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Inside This Article: A recent Stanford and Harvard study found that medical AI systems generated severe clinical errors in a significant percentage of patient cases. Many healthcare professionals are using AI tools on the job, with one recent survey finding that almost half of nurses use generative AI at work. These reports point to an evolving risk landscape for…
Key Takeaways  Flooding is the most common and costly natural disaster in the United States, with an estimated 83% of flood losses uninsured. Recurring NFIP disruptions create operational challenges and reinforce the need to evaluate private Flood Insurance alternatives. Private market capacity across Primary and Excess Flood Insurance has expanded, offering higher limits and greater structural flexibility. Parametric Flood solutions provide liquidity tied…
Inside This Article: Federal regulators are claiming that former Lottery.com Inc. executives misled investors by falsely inflating revenues, according to reports. The Securities and Exchange Commission lawsuit follows guilty pleas by two former executives reportedly involved in a fraudulent $30 million financing deal, Bloomberg Law reported. Directors & Officers (D&O) Insurance can respond to these types of allegations, though coverage may depend on…
Inside This Article: Cyberattacks that target logistics companies are expected to double in 2026 after rising nearly 1000% since 2021, according to research by Everstream Analytics. Hackers are increasingly targeting shared transportation networks rather than individual trucking companies, the new data indicates. When a logistics firm faces a cyber incident, Cyber & Privacy Liability Insurance policies can provide immediate data breach response services. Coverage can also extend to…
Parametric solutions are expanding how Flood risk can be structured and transferred. In this clip from our recent Flood Insurance webinar, Bessie Schwarz, Co-Founder and CEO, Floodbase, explains how data-driven triggers and event-based coverage can deliver predefined payouts following qualifying Flood events. https://vimeo.com/1164738555/237a23950b?share=copy&fl=sv&fe=ci
Capacity shifts and pricing adjustments are creating new opportunities in the Flood Insurance market. In this clip from our recent Flood Insurance webinar, Brad Turner, Vice President, National Product Manager, Flood, Burns & Wilcox, Morehead City, North Carolina, outlines where brokers and agents can find competitive terms, expanded limits, and strategic placement options for challenging Flood risks. https://vimeo.com/1164740837/3c1533818d?share=copy&fl=sv&fe=ci
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