Important: As wildfires continue to affect communities throughout Los Angeles County, we are here to help you and your clients. (Read More)
For those clients who own a business of any size, it is important to obtain the necessary coverage to protect against the wide variety of risks associated with commercial operations. From general to specialized coverage, Burns & Wilcox has unparalleled access to the broadest range of Commercial Insurance Coverage available.
We are able to get a quote to propose to the insured, usually within the same day. The commitment to our partnership is key and it shows.
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From fundraisers and festivals to corporate gatherings and competitions, special events can present a wide and often unpredictable range of liability exposures. Such exposures can lead to significant financial losses if an event is not properly insured. Special Events Insurance offers tailored protection to help event organizers manage the risk of bodily injuries, property damage, liquor-related incidents, and more, as…
Inside This Article: Cleanup crews responding to an underground storage tank leak in Woodstock, Ontario, have now recovered approximately 180,000 liters of diesel, exceeding earlier estimates. In addition to businesses that were impacted by the leak, area residents have expressed concerns about groundwater safety and potentially reduced property values. The disaster underscores the importance of Environmental Insurance policies such as…
Key Takeaways: Property & Casualty (P&C) market conditions are stabilizing, with increased competition and moderating rates—though CAT-prone regions remain volatile. Excess & Surplus (E&S) carriers remain vital for distressed sectors like Habitational, Hospitality, and Liquor Liability, even as admitted carriers return to select segments. Severe weather is reshaping risk, as seen in recent Texas flooding and California wildfires earlier…
In our latest webinar, Lana Dennis discussed how increased exposures, especially in the commercial garage, are driving small dealers and repair shops into the E&S space. Watch highlights from the discussion below. https://vimeo.com/1100691885/e055da5eb7
Key Takeaways: Excess Liability Insurance capacity remains a challenge in the construction industry, with carriers reducing limits. Swimming pool contractors are increasingly moving into the Excess & Surplus (E&S) market due to defect claims, pollution exposures, and unique risks like “pool pop-ups” and alkali-silica reaction (ASR), also known as “concrete cancer.” Owners Interest Policies typically offer broader protection than…
Inside This Article: Subcontractor defaults are rising as labor shortages, material costs and economic pressures strain smaller firms. Many contractors wrongly assume that Commercial General Liability (CGL) Insurance covers all risks tied to subcontractor performance. Professional Liability Insurance, such as Errors & Omissions (E&O) coverage, addresses gaps left by CGL, in design-build projects. Subcontractor Default Insurance (SDI) can help…
There are nearly 550,000 underground storage tanks (USTs) across the nation currently storing petroleum or other hazardous substances, according to the U.S. Environment Protection Agency. Leaks, spills and contamination from such storage tanks pose a significant environmental and legal risk for the tanks’ owners and operators, which include gas stations and fuel distributors, manufacturing and industrial facilities, and agricultural operations. …
While standard markets write many Artisan and General Contractors in the Midwest, certain risks are increasingly moving into the E&S space. In this short video clip from our recent Construction Insurance webinar, Grant Burger, Underwriter, Commercial Insurance, Burns & Wilcox, Kansas City, KS, explains how claims activity, high-risk operations, and multi-state work are driving these shifts. https://vimeo.com/1095703262/e350af4646?ts=0&share=copy