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For those clients who own a business of any size, it is important to obtain the necessary coverage to protect against the wide variety of risks associated with commercial operations. From general to specialized coverage, Burns & Wilcox has unparalleled access to the broadest range of Commercial Insurance Coverage available.
We are able to get a quote to propose to the insured, usually within the same day. The commitment to our partnership is key and it shows.
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Minor accidents can result in major consequences On average, an estimated 1.3 million business trips occur each day in the U.S.—a number that is only expected to grow1. These work-related trips are often the motive behind purchasing Personal Accident insurance. And for good reason; 20-50 million people are injured or disabled in road crashes alone each year2. Accidents, whether at…
As uncertainty roils marine markets, creative coverage strategies keep commercial shipping concerns buoyant The commercial marine industry has been contending with rough waters for several years, and the waves keep getting higher, says Andrew Hills, Managing Director, Lochain Patrick Insurance Brokers, London, U.K, a subsidiary of H.W. Kaufman Financial Group. “The financial state of shipping continues to decline. Most marine…
There are more than 700,000 restaurants throughout the United States and Canada.1,2 This growing segment represents significant opportunity for brokers and agents to further develop their book of business. However, insuring a restaurant that is safe and best positioned for attaining or renewing a policy can be more difficult than some may expect. Inspections are required for all restaurants as…
Consumers are projected to spend approximately $317 billion on home improvements this year.1 In addition, an increase of approximately 6.5% has been predicted for commercial construction in 2017.2 An increase in improvements, means a greater need for artisan contractors. An Artisan Contractor is one that is specific to a trade, for example a plumber, carpenter, painter, roofer, tree trimmer, water…
Each day stories arise of local building fires, small business owners being sued for $20 million, and trucking accidents.1 What may not be heard is that often times these individuals do not have the proper insurance to cover the entire accident or lawsuit. General Liability (GL), Business Auto, and Employers Liability policies most commonly have a $1 million per occurrence…
Commercial construction is set to rise by 11% this year with office construction from technology and finance firms leading the upturn1. With this upswing comes questions. Accelerated construction projects leave business owners asking retail brokers, “What is the difference between Owners and Contractors Protective (OCP) and Commercial General Liability (CGL) policies?” OCP coverage is used when specialized contractors are brought…
In 2002, President George W. Bush signed the Terrorism Risk Insurance Act (TRIA) into law. Since that time, the act has gone through three extensions. Most recently, President Obama signed the Terrorism Risk Insurance Program Reauthorization Act (TRIPRA) into law, after much debate. “At the end of 2014, legislators were in disagreement, and voting to renew TRIA was repeatedly blocked,”…
In 2017, the projected revenue of the commercial construction industry is approximately $147 billion in the United States alone.1 This presents a sizeable opportunity for brokers and agents to proactively speak with clients on future plans for commercial construction and renovation. “However, construction may not be a common area of expertise for most brokers. Some brokers and agents assume it falls…