Important: As wildfires continue to affect communities throughout Los Angeles County, we are here to help you and your clients. (Read More)
From items as big as a home to as small as a pair of earrings, personal insurance makes sure that whatever your client invests in, it will always be protected.
We provide Comprehensive Personal Liability programs that protect High-Value Homeowners and Mid-Range Homeowners alike. Whether it is for auto, recreation, private collections, special events or property coverage, you’ll find a policy to cover any personal risk.
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Destruction in Texas and Florida from Hurricanes Harvey and Irma reached $200 billion1, with damage estimates to recreational boats topping $655 million as a result2. Despite this, boat sales are slated to rise another 5 to 6 percent, adding to the already 12 million recreational boats currently in use in the United States3,4. To shed light on Recreational Marine Insurance…
According to the Pew Research Center, 64 percent of Americans have an online account involving health, financial or other sensitive data.1 As more and more people rely on the internet to do business and manage their personal lives, their information has the potential to become susceptible to a cyberbreach. With this in mind, a new form of insurance has emerged…
The average award for a personal injury lawsuit is $789,784, above the limits of many homeowners or standard auto policies.1 With a rising need for Personal Umbrella insurance the key for brokers and agents is to educate and inform clients of the exposures they face and how to properly protect themselves. According to Ornelas, if a…
This year has been the costliest for wildfires in U.S. history with damages topping $10 billion—and that was before the current fires began in California1. More than 1,000 structures have been destroyed and at least 25,000 homes are threatened by the raging wildfires in Southern California, according to the California Department of Forestry and Fire Protection. Causing destruction to an…
According to studio estimates, the second installment in the third Star Wars trilogy reached a debut of $220 million. That gives “The Last Jedi” the second-best opening weekend ever, behind “The Force Awakens.1 \" Whether a collection of Star Wars memorabilia, jewelry, guns, fine art, wine or antiques, retail brokers and agents should discuss the value of a Personal Articles Floater.…
In recent years, businesses and investors have been purchasing thousands of rental properties, especially single-family homes. Starwood Waypoint – a company launched shortly after the housing crisis – is just one such example. According to CNBC, Starwood Waypoint bought thousands of homes to renovate and today rents over 30,000 homes across the United States.1,2 While not all businesses are close…
In terms of damage, floods are the leading disaster in the United States, and the recovery costs grow yearly.1 Hurricane Harvey – the most powerful hurricane to hit the U.S. in 12 years – made landfall on the evening of August 25, 2017, and since then, the accompanying rainfall during the following week has submerged some areas around Houston in…
It is estimated that 70 percent of individuals whose assets exceed $1 million are either underinsured or do not carry a High-Net-Worth insurance policy whatsoever. As wealth accumulation in North America continues to inflate, there are thousands of new millionaires every year. With such a budding opportunity, Insurance Market Source recruited industry leaders from its network to share ideas on…