Important: As wildfires continue to affect communities throughout Los Angeles County, we are here to help you and your clients. (Read More)
From items as big as a home to as small as a pair of earrings, personal insurance makes sure that whatever your client invests in, it will always be protected.
We provide Comprehensive Personal Liability programs that protect High-Value Homeowners and Mid-Range Homeowners alike. Whether it is for auto, recreation, private collections, special events or property coverage, you’ll find a policy to cover any personal risk.
Very professional and personable. When we have an issue, they will do everything in their power to go above and beyond.
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Family offices represent a promising growth niche for brokers with high net worth clients. Nearly every commercial insurance agent has them. Often, they’re hiding in plain sight, right inside a business operation. Their structures may vary, but the ingredients are often similar: family members, a business, money — and plenty of risk. This often-overlooked opportunity for agents is called a…
“More and more frequently, the ‘snow birds’ — retired Canadians who fly south for the winter to Florida, Colorado, or Texas — buy a second home there and contact their broker to insure it,” says Gary Hirst, National Director of Burns & Wilcox Canada. Writing a cross-border property can be a complicated matter if a broker lacks the knowledge, experience,…
New group renter\'s program helps brokers and agents fill a glaring market need SuiteProtector Product Information at a Glance: Provides guaranteed acceptance for tenants in all approved communities Replacement cost settlement Broad form coverage Protection from loss of use if apartment is unlivable after a covered loss Comprehensive personal liability up to $500,000 Defense cost included Contents protected from $15,000…
Opening eyes to the need for excess flood insurance, even on top of National Flood Insurance Program coverage, is key to filling this critical gap in home and business property insurance programs. With the drought of 2012 dominating weather headlines this summer, the threat of flood may not be top of mind for many homeowners and businesses. Yet flood remains…
This September, investment manager Jeffrey Gundlach had $10 million worth of art stolen from his Santa Monica (CA) home. Gundlach’s collection was eventually recovered. Nonetheless, this incident brings to light an unwavering truth about high-net-worth clients: They require a myriad of insurance coverages including equine mortality, kidnap and ransom, excess flood, yacht and, of course, art. In other words, the affluent…
Earthquake Insurance, aka difference in conditions, gives homeowners a stable foundation The ground beneath our feet usually feels solid. But an earthquake can shake, rumble and rock our world, causing major property destruction in the matter of just a few seconds. An earthquake is the result of a sudden release of energy in the Earth’s crust that creates seismic waves.…
Housing prices have been steadily climbing since the beginning of the year (Standard & Poor’s/Case-Shiller 20-city index). If this trend continues through the rest of 2012, this will be the first year of rising home prices since 2006. This good news, however, should be met with guarded optimism – especially when it comes to second homes. Despite real estate cycles,…
Networking key to tapping the vast potential of the nautical market It’s been said that boaters make the most loyal clients, that they will readily refer their friends to professionals they trust. If you want to be the broker or agent who secures insurance coverage for your nautical customers, there’s reason to get to know producers at the Burns &…