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Personal
Comprehensive Coverages for your clients’ most treasured and valuable possessions.
From items as big as a home to as small as a pair of earrings, personal insurance makes sure that whatever your client invests in, it will always be protected.
We provide Comprehensive Personal Liability programs that protect High-Value Homeowners and Mid-Range Homeowners alike. Whether it is for auto, recreation, private collections, special events or property coverage, you’ll find a policy to cover any personal risk.
Personal Solutions
Many forms of recreation require specialized equipment or include expensive personal property. Personal Recreation Coverage from Burns & Wilcox goes beyond standard homeowner’s policies to provide coverage for recreational enthusiasts.
Burns & Wilcox provides a deep and wide-ranging grasp of the industries’ complexities and can offer solutions for a substantial variety of Residential Property Coverage needs.
The Burns & Wilcox Flood Practice Group offers a wide array of customized Flood Insurance products across some of the most expansive Private Flood markets in the United States.
High-net-worth individuals are often under-insured and have inadequate coverage as their unique exposures have policies written with carriers not familiar with the affluent marketplace.
Burns & Wilcox can help brokers and agents strengthen their position as trusted insurance advisors by connecting you to specialty insurance products designed for your affluent clients.
Liability coverage from Burns & Wilcox goes beyond most basic coverages to offer the protection your clients need to sufficiently cover their most valuable assets.
Very professional and personable. When we have an issue, they will do everything in their power to go above and beyond.
Our Personal Intel
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Inside This Article: Hail is now a leading driver of severe convective storm losses, according to Cotality’s latest storm risk report. Texas had the most hail losses of any state in 2025, with more than 235,000 homes experiencing hail damage. Insurers are increasingly implementing Wind and Hail Deductibles and Roof Settlement Schedules on Homeowners Insurance policies. Property owners should closely review policy terms to help…
Scenario 1: A homeowner is sued after a neighbor was attacked by their dog while taking a walk, causing serious injuries. RELATED STAT: According to the Insurance Information Institute, the cost of dog bite-related injury claims increased 18.3% in 2024 to an average of $69,272, and grew 86.1% between 2015 and 2024. However, some settlements can reach millions of dollars.…
The London market offers a high degree of flexibility, specialized expertise, and the ability to structure complex, multinational risks. In this clip from our Q2 P&C Market Outlook webinar, Declan Durkan, Managing Director, Non-Marine, Burns & Wilcox Global Solutions, London, United Kingdom, explains how these strengths support more tailored and effective placements. https://vimeo.com/1184126139/22494f288b?share=copy&fl=sv&fe=ci
Personal Insurance market conditions are presenting new opportunities for brokers and agents to secure broader coverage and more competitive terms for clients. In this clip from our Q2 P&C Market Outlook webinar, Kate Wright, Vice President, Senior Regional Practice Group Leader, Personal Insurance, Burns & Wilcox, Indianapolis, Indiana, discusses how increased carrier appetite and moderating rates are shaping placements across the…
Stay ahead of changing market conditions with the Q2 P&C Insurance Outlook webinar recording, now available on demand. Featuring experts from Burns & Wilcox and the London market, this session provides insight into moderating rates, strong capacity, and underwriting discipline across Personal, Commercial, and Professional Liability Insurance—helping brokers and agents better serve their clients and secure more comprehensive coverage. Highlights include: Pricing, capacity,…
Inside This Article: Demand for luxury housing is on the rise in South Florida, where recent data shows sales of properties priced at $1 million or more grew 21% in Miami-Dade County compared to last year. Sales of “ultra-luxury” homes priced at $10 million or more are also expanding across the U.S., including outside of traditional wealth hubs like…
Inside This Article: Heavy snowfall, wind, and ice from a major Northeast blizzard in February is expected to cost up to $38 billion, including costly residential damage claims. Ice dams, roof collapse, and slippery walkways are among the risks homeowners face after severe winter storms. Damage related to blizzards is typically covered under Residential Property Insurance, though policies may…
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