Abundant capacity, decelerating Property rates, and increasing competition are defining the P&C market in Q3 2026. Explore the trends shaping underwriting, coverage, and pricing.Â
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Cutting-Edge, Customized Insurance Packages for Professionals.
We offer unlimited access to the widest range of liability coverage for businesses, organizations and countless professions. Our quick-response team understands the specific issues your clients face and can provide timely access to intelligent solutions.
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Our broad market access can ensure sound financial and legal protection for your clients in today’s complex marketplace.
We provide Cyber Liability Coverage and consultative resources to help ensure your clients are in compliance with evolving cyber regulations that carry hefty penalty fees.
Our experts can quickly package Architects and Engineers E&O Coverage, which provides clients with financial restitution when held liable for errors, omissions, professional negligence, remediation or other design-related risks.
Even the most talented professionals can make a mistake. A solid Errors and Omissions policy can prevent such mistakes from bankrupting your client’s otherwise healthy organization.
Burns & Wilcox offers a broad range of specialized healthcare liability products to address significant and diversified exposures.
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Professional Liability market conditions remain competitive, with strong capacity and rates generally stable to soft across many lines. Click through for insights on AI-related liability exposures, evolving Cyber risks, social engineering threats, and other trends shaping the Professional Liability market.Â
In our recent Q3 P&C Market Outlook webinar, Ryan Ascenzo, Senior Broker, Professional Liability, Burns & Wilcox, Brokerage Division, New York, New York, discussed how AI is influencing emerging cyber exposures and what that could mean for Cyber Insurance going forward. Watch a highlight from the discussion below. https://vimeo.com/1208796170/7fa70debfb?share=copy&fl=sv&fe=ci
Softening Property rates, catastrophe exposures, and evolving underwriting priorities are creating new challenges and opportunities across the insurance marketplace. Watch the Q3 2026 P&C Market Outlook recording for expert insights on: Property market conditions and weather-driven trends Casualty market competition and changing carrier appetite Professional Liability developments, including Cyber, D&O, EPLI, and AI-related exposures Strategies for building stronger submissions and…
Why It Matters: Construction risk extends well beyond jobsite injuries and physical damage. Design decisions, subcontractor errors, and project management oversights can create liability exposures that may not become apparent until months or years after a project is completed. While construction firms typically carry Commercial General Liability (CGL) Insurance to cover third-party property damage and bodily injuries, many losses in this industry stem from…
Why It Matters: Medical spas continue to expand the range of services they offer, from aesthetic procedures to weight loss, IV therapies, and alternative, regenerative, or off-label treatments. As offerings evolve, coverage may be impacted by how services are delivered, who performs them, and whether treatments—including non-FDA-approved or compounded products—are disclosed and contemplated within the policy. Policies may include exclusions, limitations, or require specialized coverage to address…
Inside This Article: Several California residents are suing two healthcare systems over allegations that an AI transcription tool recorded their visits without consent. Older privacy laws are frequently being applied to modern AI tools and data collection practices. Healthcare organizations should review Cyber, Privacy, and Healthcare Liability Insurance coverage to understand potential gaps tied to AI-related privacy claims. Companies implementing AI…
Inside This Article: A $19 million Denver Zoo sea lion habitat project is at the center of a lawsuit alleging design and construction failures. The lawsuit alleges multiple defects in the recently opened habitat, including improper water levels, leaks, and cracking. Architects & Engineers (A&E) Professional Liability Insurance plays a key role when claims arise from alleged design errors or failure…
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