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On May 25, 2018, the General Data Protection Regulation (GDPR) will go into effect to protect identifiable data on European Union (EU) citizens in ways that the Data Protection Act of 1998 could not have foreseen. GDPR goes beyond just the EU, applying to all organizations across the world that collect personal information on an EU citizen. ”This is a…
Kidnapping is a severe and historic issue in countless countries across the world.1 Approximately 800,000 people in the United States2 and 100,000 people in Mexico3 go missing annually. With so many people across the world at a high and continuously growing risk, Kidnap and Ransom insurance policies have become more important than ever. Kidnap and Ransom policies protect against financial…
Technology firms are beginning to silently carry the small business sector as 62 percent of small businesses already have, or are in the process of building, a mobile application to support their business. Of those businesses, 30 percent have revenue generating mobile applications or apps.1 With approximately two-thirds of the country’s small businesses depending on them, technology companies should have…
145.5 million U.S. consumers were affected – nearly half of the population – after a data breach at Equifax in September.1 With the sudden, dramatic rise of data breaches across the globe, cybersecurity is at the forefront of insurance industry discussions. Nearly all companies today operate with an online component and even the greatest levels of cybersecurity systems can be hacked.…
Insurance Market Source regularly taps into its network of experts for insight into key trends across the insurance landscape. Christopher Stephens, Senior Underwriter, Professional Liability Centre of Excellence, Burns & Wilcox Canada and Nicole Greene, Director of Brokerage, Professional and Executive Liability Center of Excellence, Burns & Wilcox, share their insight on Architects and Engineers Errors & Omissions (E&O) insurance. …
Forty-three percent of the workforce in the United States is expected to be made up of freelancers by the year 2020, as compared to just 6 percent nearly 30 years ago.1 The rise of what is described “the gig economy” is driven by business professionals wanting greater autonomy outside of the 9-to-5 world. An increasing number of consultants increases the need…
Insurance Market Source regularly taps into its network of experts for insight into key trends across the insurance landscape. Dario Nalli, Director, Executive Lines, Burns & Wilcox, shares his insight on Directors & Officers (D&O) insurance. Q: Why is a Directors and Officers (D&O) policy needed at the nonprofit level? Dario Nalli (DN): D&O, in its most basic form, is…
Just as home buyers insure their purchase, real estate agents need to safeguard the role they play in the transaction. Purchasing a home is one of the most emotional decisions a family can make. As the broker of that decision, a real estate professional’s relationship with the buyer can be a very personal one—leading to deep gratitude or bitter disputes.…