Environmental coverage is a very specialized area of insurance that requires a deep understanding of government regulation and the potential environmental losses that could arise from your clients’ businesses. The Burns & Wilcox Environmental Center of Excellence, accessible through your local Burns & Wilcox office, provides brokers and agents with access to environmental specialists who can identify environmental exposures and deliver insurance solutions to address the specific environmental liabilities your clients may be vulnerable to.
Contractors Pollution Liability
An excavation contractor was recently ordered to pay $150,000 after its employee pierced an oil pipeline resulting in the release of 250,000 liters of crude oil into surrounding areas.
When a contractor’s work creates pollution or disturbs an existing pollution condition, the contractor can be held liable for resulting damages including costly environmental cleanup. Most contractors do not realize that even if they are not working with hazardous chemicals, they still face pollution exposures that are typically not covered by a general liability policy.
Learn more about Contractors Pollution Liability Coverage that can protect your clients from losses caused by hidden or unanticipated pollution conditions.
Oil and Gas
While there have been advancements in new energy sources, the world still relies heavily on oil and gas. With oil and gas supplying 65 percent of the energy for the country, it is critical that energy companies obtain the proper insurance coverage to protect against the risks associated with oil and gas exploration and the operation of heavy equipment. Oil and Gas Insurance can provide coverage for operators,service contractors, investors and more.
Burns & Wilcox, a leading provider in specialty insurance, can provide your clients with access to Oil and Gas Insurance. Providing smart solutions for all of your commercial clients, Burns & Wilcox has the breadth of experience your clients need to protect themselves in such an important industry.
Site Pollution Liability
Burns & Wilcox can provide Site Pollution Liability Coverage that can respond to cleanup costs and third party property damage and bodily injury associated with pollution arising from business operations. Contact us for solutions to manage your clients’ complex pollution risks.
There are currently 553,069 active underground storage tanks nationwide storing petroleum and other hazardous substances. These tanks often leak due to corrosion, faulty installation or inadequate maintenance, oftentimes resulting in their contents contaminating surrounding soil and groundwater.
There are 67,056 releases on backlog waiting to be cleaned up by the Environmental Protection Agency. Relying on state funds to clean up a spill can result in out-of-pocket expenses for storage tank owners while they wait for state reimbursement, which can take years. Your clients need coverage to ensure they have readily available funds to assist them in the cleanup of a spill.
Storage Tank Coverage provides access to coverage for first party clean up and third party property damage or bodily injury as well as defense limits in the event your clients are accused of contamination to a third party.
Coverage Details and Features
- Package general liability, contractors pollution liability & professional liability for environmental contractors and consultants
- Stand-alone contractors pollution liability (CPL) for non-environmental contractors
- Professional liability for environmental consultants
- First-party site pollution liability (with or without General Liability)
- Transportation pollution liability (stand alone or package basis)
- Storage tank pollution liability
- Transportation pollution (TPL)
- Hired/Non-owned auto
- Exterior insulation finishing systems (EIFS)
- Non-owned locations (NOLS)
(including but not limited to)
- Environmental Contractors
- Environmental Drilling Services
- Mold, Lead, or Asbestos Remediation or Abatement Contractors and Consultants
- Crime scene & Meth Lab Cleanup Contractors
- Fire/Water Restoration Contractors
- Environmental Engineers
- Manufacturers and Distributors
- Recycling Facilities/Landfills
- Bio-Fuel Manufactures
- Waste Treatment and Storage Facilities
Ask an Expert
Plant and soil manufacturer
Emergency waste contractor
Waste water systems company
Construction of hospital
Recycling collection and transport
Plastic material supplier
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