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Environmental

Environmental coverage is a very specialized area of insurance that requires a deep understanding of government regulation and the potential environmental losses that could arise from your clients’ businesses. The Burns & Wilcox Environmental Center of Excellence, accessible through your local Burns & Wilcox office, provides brokers and agents with access to environmental specialists who can identify environmental exposures and deliver insurance solutions to address the specific environmental liabilities your clients may be vulnerable to.

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Contractors Pollution Liability

With major environmental events such as pipeline spills and climate change drawing daily media attention, the general public is increasingly, aware of contractors’ responsibilities to protect the environment and manage the disposal of hazardous material. If potentially dangerous chemicals are accidentally released into the air or contaminate the soil, contractors can be held liable for the resulting damages to the environment. As a result, many organizations are now contractually required to obtain insurance packages that specifically address pollution when they’re hired to do a job.

Burns & Wilcox, a leading provider in specialty insurance, can provide your clients with access to Contractors Pollution Liability. Providing smart solutions for all of your clients, Burns & Wilcox has thebreadth of experience your contractor clients need.

 

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Oil and Gas

While there have been advancements in new energy sources, the world still relies heavily on oil and gas. With oil and gas supplying 65 percent of the energy for the country, it is critical that energy companies obtain the proper insurance coverage to protect against the risks associated with oil and gas exploration and the operation of heavy equipment. Oil and Gas Insurance can provide coverage for operators,service contractors, investors and more.

Burns & Wilcox, a leading provider in specialty insurance, can provide your clients with access to Oil and Gas Insurance. Providing smart solutions for all of your commercial clients, Burns & Wilcox has the breadth of experience your clients need to protect themselves in such an important industry.

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Site Pollution Liability

Burns & Wilcox can provide Site Pollution Coverage for spills, leaks and other exposures that occur on owned or operated sites. Environmental risks can be complex and Burns & Wilcox can help provide solutions to manage your clients’ inherent business pollution risks.

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Storage Tanks

When operating or owning a storage tank, it is important that the tank is maintained and checked routinely. If the tank is leaking or becomes damaged, the spilled gas or oil can contaminate the neighboring area. This could result in the storage tank owner being held liable for costly clean-ups and third-party damages. These situations are not covered by standard General Liability policies and require specific coverage.

Storage Tank Coverage through Burns & Wilcox builds on general liability policies to provide coverage specific to the unique environmental needs of operating or owning a storage tank. As a leading provider of excess and specialty insurance, Burns & Wilcox can provide intelligent insurance solutions to cover your clients from environmental exposures that may cause damage to their storage systems resulting in financial strain.

Coverage Details and Features

  • Package general liability, contractors pollution liability & professional liability for environmental contractors and consultants
  • Stand-alone contractors pollution liability (CPL) for non-environmental contractors
  • Professional liability for environmental consultants
  • First-party site pollution liability (with or without General Liability)
  • Transportation pollution liability (stand alone or package basis)
  • Storage tank pollution liability

Optional Coverages

  • Transportation pollution (TPL)
  • Hired/Non-owned auto
  • Exterior insulation finishing systems (EIFS)
  • Non-owned locations (NOLS)

Target Classes

  • Environmental Contractors
  • Environmental Drilling Services
  • Mold, Lead, or Asbestos Remediation or Abatement Contractors and Consultants
  • Crime scene & Meth Lab Cleanup Contractors
  • Fire/Water Restoration Contractors
  • Environmental Engineers
  • Manufacturers and Distributors
  • Recycling Facilities/Landfills
  • Bio-Fuel Manufactures
  • Waste Treatment and Storage Facilities

Videos

Burns and Wilcox Videos

Environmental Coverage

Ask an Expert

What is the nature of my product? Can it be used or misused in a dangerous way? Does it contain anything toxic? Companies that manufactured lead paint never expected that children would ingest dried chips of their product—but it happened.
Companies that manufactured lead paint never expected that children would ingest dried chips of their product — but it happened.
What services do I perform? Do I work with any products that have toxic potential? Could my work, done properly or improperly, unleash a pollutant? Do I manage property?
The manager of a 30-year-old apartment complex might be unaware that mold has entered and spread through the building on her watch. A worker stacks pallets of laundry detergent too high in a grocery warehouse and overnight it falls to the floor, leaking florescent material onto the warehouse floor and down into a drain that empties into a nearby pond.
What are my contractual obligations?
A contract may require proof of environmental insurance to demonstrate financial responsibility. This is especially common for contractors building or renovating schools and other government buildings.
Who owned this property before I did — and how was it used?
A luxury hotel could rest on an old toxic dump or a former gun factory, with contaminants lurking and ready to contaminate my bottom line.

At Burns & Wilcox our expertise becomes your expertise. Our marketing materials are designed to help you give your clients what they want to hear – yes to almost any hard-to-place-risk.

$45,889

Plant and soil manufacturer

$99,200

Emergency waste contractor

$40,847

Waste water systems company

$16,675

Trucking operation

$11,947

Auto dealership

$7,790

Construction of hospital

$14,746

Recycling collection and transport

$7,500

Plastic material supplier

$2,000

Environmental consultant

$5,500

General contractor

Applications for this product may vary. Please click below to find the office nearest to you for assistance.

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