Intel

Inside This Article: A ceiling collapse at Flyers Wings and Grill in Pine Hills, Florida, injured a woman while she was dining with her 2-year-old daughter, highlighting the unpredictable risks restaurants face. Hospitality industry liability claims are rising in frequency and cost, driven by higher medical and legal expenses, as well as increased litigation. Commercial General Liability (CGL) Insurance…

Key Takeaways: A “softening hard market” is shaping the current landscape, with some sectors seeing rate relief. Inflation and underwriting discipline remain central themes. The E&S market continues to demonstrate significant growth. WSIA recently reported total surplus lines premium reached $46.2 billion for the first six months of 2025—a 13.2% increase over the same period in 2024. Property rates…

Inside This Article: Severe thunderstorms swept through the Dallas-Fort Worth Metroplex late last month, killing one individual and causing significant property damage. A Walmart distribution center in Sanger, Texas, sustained a partial roof collapse, and semitrucks and RVs were flipped during the storms. Storm-related damage to commercial properties such as warehouses can be covered by Commercial Property Insurance. Business…

Commercial Property insurers are facing new challenges as severe weather events become more frequent and unpredictable. In this video from our recent P&C webinar, Obie Scott, Associate Managing Director, Burns & Wilcox, Sacramento, California, discusses how insurers are tightening underwriting guidelines, raising deductibles, and leveraging advanced technology to forecast risks and better support business owners. https://vimeo.com/1127188323/2b7fad26f1?share=copy

With shifting carrier appetites, emerging risks, and the expanding role of the Excess & Surplus (E&S) sector, brokers and agents must remain agile and informed. This session will provide timely insights to help you navigate the fourth quarter and prepare for 2026. Topics include: The latest trends and challenges across each line of business How admitted carriers are reentering previously…

Inside This Article: A recent gun incident at Alexan 5151 Apartments in Houston prompted concerns from residents about gaps in security and tenant communication. Apartment complex owners can be held liable for third-party bodily injuries and property damage stemming from on-premises incidents. Habitational Insurance policies may exclude incidents involving firearms and other weapons. A specialized insurance broker can help…

Inside This Article: A Southern California store and warehouse were recently targeted by thieves in separate incidents that involved $37,000 worth of Labubu dolls. Businesses that hold high-value or collectible inventory may be at higher risk for theft. The incidents highlight the importance of theft coverage under Commercial Property Insurance — a protection that is not included in all policies. …

Capacity may be improving, but many Commercial risks remain hard to place. Whether it’s CAT-prone Property or Liquor Liability, Burns & Wilcox delivers E&S strategies that help brokers place complex accounts. Explore this quarter’s Commercial Insurance outlook now.  

The P&C market is showing signs of stabilization—however, one major CAT event could shift everything. From flood and wildfire trends to capacity swings and E&S market solutions, click below to see what’s shaping Property & Casualty in Q3 2025.  

Key Takeaways: Property & Casualty (P&C) market conditions are stabilizing, with increased competition and moderating rates—though CAT-prone regions remain volatile. Excess & Surplus (E&S) carriers remain vital for distressed sectors like Habitational, Hospitality, and Liquor Liability, even as admitted carriers return to select segments. Severe weather is reshaping risk, as seen in recent Texas flooding and California wildfires earlier…

In our latest webinar, Lana Dennis discussed how increased exposures, especially in the commercial garage, are driving small dealers and repair shops into the E&S space. Watch highlights from the discussion below. https://vimeo.com/1100691885/e055da5eb7

Key Takeaways: Excess Liability Insurance capacity remains a challenge in the construction industry, with carriers reducing limits. Swimming pool contractors are increasingly moving into the Excess & Surplus (E&S) market due to defect claims, pollution exposures, and unique risks like “pool pop-ups” and alkali-silica reaction (ASR), also known as “concrete cancer.” Owners Interest Policies typically offer broader protection than…