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P&C Report: 2026 Q2 Outlook

P&C Report: 2026 Q2 Outlook

Key Takeaways While the P&C market is softening and rates are moderating as capacity expands, underwriters remain selective, requiring well-structured submissions to secure optimal terms. Carrier capacity is strong across most lines, with specialty solutions and improved risk mitigation enhancing options for complex and hard-to-place risks. Most Commercial sectors show stable pricing, though litigation and rising loss severity continue to pressure underwriting and…

May the Force of a Personal Articles Floater Be with You

May the Force of a Personal Articles Floater Be with You

The Star Wars universe continues to expand — not just on…

$17.8T at Risk as 43.5M Homes Face Rising Hail Threat

$17.8T at Risk as 43.5M Homes Face Rising Hail Threat

Inside This Article: Hail is now a leading driver of severe convective storm losses, according to Cotality’s latest storm risk report. Texas had the most hail losses of any state in 2025, with more than 235,000 homes experiencing hail damage. Insurers are increasingly implementing Wind and Hail Deductibles and Roof Settlement Schedules on Homeowners Insurance policies. Property owners should closely review policy terms to help…

Video: Personal Insurance – Trends for Q2

Video: Personal Insurance – Trends for Q2

Personal Insurance market conditions are presenting new opportunities for brokers and agents to secure broader coverage and more competitive terms for clients. In this clip from our Q2 P&C Market Outlook webinar, Kate Wright, Vice President, Senior Regional Practice Group Leader, Personal Insurance, Burns & Wilcox, Indianapolis, Indiana, discusses how increased carrier appetite and moderating rates are shaping placements across the…

Webinar: P&C Market Outlook – Q2 2026

Webinar: P&C Market Outlook – Q2 2026

Stay ahead of changing market conditions with the Q2 P&C Insurance Outlook webinar recording, now available on demand. Featuring experts from Burns & Wilcox and the London market, this session provides insight into moderating rates, strong capacity, and underwriting discipline across Personal, Commercial, and Professional Liability Insurance—helping brokers and agents better serve their clients and secure more comprehensive coverage. Highlights include: Pricing, capacity,…

$10M+ Ultra-Luxury Homes, Wealth Migration Drive Demand for High-Value Solutions

$10M+ Ultra-Luxury Homes, Wealth Migration Drive Demand for High-Value Solutions

Inside This Article: Demand for luxury housing is on the rise in South Florida, where recent data shows sales of properties priced at $1 million or more grew 21% in Miami-Dade County compared to last year. Sales of “ultra-luxury” homes priced at $10 million or more are also expanding across the U.S., including outside of traditional wealth hubs like…

$38B Blizzard: Historic Snowstorm Triggers Property, Liability Risks

$38B Blizzard: Historic Snowstorm Triggers Property, Liability Risks

Inside This Article: Heavy snowfall, wind, and ice from a major Northeast blizzard in February is expected to cost up to $38 billion, including costly residential damage claims. Ice dams, roof collapse, and slippery walkways are among the risks homeowners face after severe winter storms. Damage related to blizzards is typically covered under Residential Property Insurance, though policies may…

Flood Insurance Market Overview: Rising Risks, New Solutions and Expanding Opportunities

Flood Insurance Market Overview: Rising Risks, New Solutions and Expanding Opportunities

Key Takeaways Flooding is the most common and costly natural disaster in the United States, with an estimated 83% of flood losses uninsured. Recurring NFIP disruptions create operational challenges and reinforce the need to evaluate private Flood Insurance alternatives. Private market capacity across Primary and Excess Flood Insurance has expanded, offering higher limits and greater structural flexibility. Parametric Flood solutions provide liquidity tied…

LA Wildfire Losses Changing How High-Value Homes Are Built, Bought, and Insured

LA Wildfire Losses Changing How High-Value Homes Are Built, Bought, and Insured

Inside This Article: Many homeowners affected by the Los Angeles wildfires last year have been unable to rebuild after realizing their insurance limits are not sufficient for current rebuilding costs. Rising construction expenses and high demand following disasters are increasing the risk of underinsurance nationwide. Inspections, valuation updates, and reviews of limits, endorsements, and home upgrades can help prevent…

Professional Liability Insurance Updates: 2026 Forecast

Professional Liability Insurance Updates: 2026 Forecast

Evolving cyber risk, emerging A.I. exposures, and increased claim severity are shaping Professional Liability for 2026. See how rising cyber losses, shifting underwriting approaches, and the E&S market’s role in addressing complex risks are influencing coverage and pricing in the Professional Liability 2026 Forecast SlideShare.

Personal Insurance Updates: 2026 Forecast

Personal Insurance Updates: 2026 Forecast

Improving CAT conditions, advanced modeling, and renewed capacity are reshaping Personal Insurance for 2026. See how risk-mitigated homes, smarter underwriting, and solutions like Parametric Flood Insurance are helping manage exposure and support sustainable pricing in our Personal Insurance 2026 Forecast SlideShare.  

P&C Updates: 2026 Forecast

P&C Updates: 2026 Forecast

Moderating rates, expanding capacity, and disciplined underwriting are setting the 2026 tone for Property & Casualty Insurance. See what is shaping the year ahead in our P&C 2026 Forecast SlideShare.  

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As wildfires continue to affect communities throughout Los Angeles County, we want to express our heartfelt support for the residents, first responders, and all those working tirelessly to combat these devastating fires.

We understand the challenges posed by this crisis. If you need assistance or have questions about your client's coverage during this time, the team at Burns & Wilcox is here to help.