Important: As wildfires continue to affect communities throughout Los Angeles County, we are here to help you and your clients. (Read More)
For those clients who own a business of any size, it is important to obtain the necessary coverage to protect against the wide variety of risks associated with commercial operations. From general to specialized coverage, Burns & Wilcox has unparalleled access to the broadest range of Commercial Insurance Coverage available.
We are able to get a quote to propose to the insured, usually within the same day. The commitment to our partnership is key and it shows.
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Inside This Article: Two major warehouse fires that erupted in California within the span of a week caused significant physical damage and raised environmental concerns. Officials are investigating the causes of both fires as cleanup efforts move forward. Property damage, business interruption, and environmental impacts can be covered by insurance policies including Commercial Property Insurance and Site Pollution Liability Insurance. Accurate property…
As the Commercial Insurance market continues to evolve, maintaining accurate property valuations has never been more important. In our recent P&C Market Outlook webinar, William Briscoe, Vice President, Alabama & Mississippi, Managing Director, Burns & Wilcox, Birmingham, Alabama, discussed why underwriting discipline and valuation integrity continue to drive the best outcomes in today\'s market. Watch a highlight from the discussion…
Softening Property rates, catastrophe exposures, and evolving underwriting priorities are creating new challenges and opportunities across the insurance marketplace. Watch the Q3 2026 P&C Market Outlook recording for expert insights on: Property market conditions and weather-driven trends Casualty market competition and changing carrier appetite Professional Liability developments, including Cyber, D&O, EPLI, and AI-related exposures Strategies for building stronger submissions and…
Inside This Article: Several pieces of heavy construction equipment were severely damaged in a recent vandalism incident at a California housing development. Damage to heavy equipment can create major financial and operational challenges for contractors, including project delays and replacement equipment costs. Contractors should review their Inland Marine Insurance and related coverages to ensure owned, leased, and borrowed equipment is adequately…
Inside This Article: A recent lawsuit against Outback Steakhouse seeks over $1.5 million in damages after a customer allegedly slipped on spilled mashed potatoes. Employee training and documentation can play a critical role when responding to slip-and-fall claims. Commercial General Liability (CGL) Insurance can help businesses respond to third-party bodily injury allegations. Rising claim severity is prompting many businesses to…
Key Takeaways: Seemingly minor changes in policy language can significantly alter how coverage responds for Construction risks, particularly when embedded within broader endorsements. Common exclusions and limitations—including Action Over, subsidence, and hot work provisions—can create gaps that may not be immediately apparent during placement. Aligning policy language with contractor operations and contractual obligations is essential to helping reduce unexpected coverage gaps and claim disputes. [button link=\"https://issuu.com/docs/f0637d3760be370e8b4a3620bbbbd7a0?fr=sN2E2MjkyMjc3ODc\"…
Inside This Article: Construction defect lawsuits are creating growing financial pressure for some of the nation\'s largest homebuilders, according to a recent Wall Street Journal report. Labor shortages, rising costs, and accelerated construction schedules may contribute to defect-related risks. Construction defect lawsuits often name contractors, architects, engineers, and other professionals, all of whom typically need to carry Commercial General Liability…
A Hot Work exclusion does not just affect coverage—it can signal important risk management requirements. In the clip below, Brittani Marrott, Manager, Commercial Insurance, Burns & Wilcox, Salt Lake City, Utah, explains how these exclusions encourage contractors to implement risk controls that can help prevent costly fire losses. https://vimeo.com/1202182375/0f725104f6?share=copy&fl=sv&fe=ci