Important: As wildfires continue to affect communities throughout Los Angeles County, we are here to help you and your clients. (Read More)
From items as big as a home to as small as a pair of earrings, personal insurance makes sure that whatever your client invests in, it will always be protected.Â
We provide Comprehensive Personal Liability programs that protect High-Value Homeowners and Mid-Range Homeowners alike. Whether it is for auto, recreation, private collections, special events or property coverage, you’ll find a policy to cover any personal risk.Â
Very professional and personable. When we have an issue, they will do everything in their power to go above and beyond.
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This is not a headline your clients want to see. But the fact is, there are an estimated 25,000 vacant residential building fires reported each year, resulting in $777 million in property loss. Worse yet, many homeowners do not realize that their Standard Homeowners policy may not protect property that has become vacant. A stray cigarette or an act of…
From Personal Recreational Marine to Charter Boats and Marinas All boat policies are not created equal. The language in some policies can be intricate and complex, making it difficult for brokers unfamiliar with these unique policies to determine if their client is covered. Particularly when it comes to charter boats and marinas–there can be significant gaps in coverage that most brokers and…
NFIP falls short in large loss situations Floods may be the number one natural disaster in the United States; however, despite causing over $6 billion in damages each year, many homes and businesses remain underinsured. It may be that those who live outside of high-risk flood zones feel it is unnecessary, while others, who carry a minimum of coverage, underestimate…
Underinsuring a treasured home can be a heartbreaking mistake Vintage homes are treasured for their charm, unique attributes and architectural details. Given their distinctive features and needs, many of these homeowners will appreciate a retail broker or agent who ensures that their policy is just as special and complete as their home. All historic homes are not equal, and age…
This year, winter storms have brought tornados to the Florida panhandle, flooding to the Jersey Shore and so much snowfall to California that some people expect to be skiing until April. El Niño is at the center of the extreme weather pattern, and it is shaking up the insurance market from coast to coast. Retail brokers and agents who work…
As larger boats make a comeback, so does the need for specialty coverage While luxury boat owners may feel the bold call of the horizon, we know in the insurance industry that adventure comes with risk, and therefore, adventure should also come with a policy. Though the majority of recreational boats can be written in the standard market, craft above…
Homeowners Policies Can Leave Your Protection Unprotected To protect themselves from unnecessary risks and hazards, gun owners know they should keep their firearms in a locked safe, hold the necessary and current license, and wear eye and ear protection when shooting. But what about protecting the firearms themselves? By relying on a standard homeowner’s policy, gun owners run the risk…
Insurance Market Source regularly taps into its network of experts for insight into key trends and developments across the insurance landscape. Bill Gatewood, Corporate Vice President and Director, Personal Insurance at Burns & Wilcox, breaks down the ins and outs of high-net-worth insurance. Q: What do high-net-worth insurance policies cover? A: High-net-worth insurance policies provide specialized coverage for affluent families and…