Important: As wildfires continue to affect communities throughout Los Angeles County, we are here to help you and your clients. (Read More)
For those clients who own a business of any size, it is important to obtain the necessary coverage to protect against the wide variety of risks associated with commercial operations. From general to specialized coverage, Burns & Wilcox has unparalleled access to the broadest range of Commercial Insurance Coverage available.
We are able to get a quote to propose to the insured, usually within the same day. The commitment to our partnership is key and it shows.
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Inside This Article: Construction defect lawsuits are creating growing financial pressure for some of the nation\'s largest homebuilders, according to a recent Wall Street Journal report. Labor shortages, rising costs, and accelerated construction schedules may contribute to defect-related risks. Construction defect lawsuits often name contractors, architects, engineers, and other professionals, all of whom typically need to carry Commercial General Liability…
A Hot Work exclusion does not just affect coverage—it can signal important risk management requirements. In the clip below, Brittani Marrott, Manager, Commercial Insurance, Burns & Wilcox, Salt Lake City, Utah, explains how these exclusions encourage contractors to implement risk controls that can help prevent costly fire losses. https://vimeo.com/1202182375/0f725104f6?share=copy&fl=sv&fe=ci
A subsidence claim does not always require contractor negligence to become a coverage issue. In this clip from our recent Construction Insurance webinar, Alex Fifelski, Broker, Burns & Wilcox, Brokerage Division, Atlanta, Georgia, explains how subsidence exclusions can leave contractors exposed when earth movement contributes to a loss. https://vimeo.com/1202183081/3ca2a457b1?share=copy&fl=sv&fe=ci
One of the most dangerous construction coverage gaps can be hidden in the fine print. In this clip, David Gross, Vice President, Managing Director, Broker, Casualty, Burns & Wilcox, Brokerage Division, North Dallas, TX, highlights the risks behind Action Over claims and why a closer review of endorsements can help uncover issues before they turn into serious problems. https://vimeo.com/1202181526/43de2cc8ef?share=copy&fl=sv&fe=ci
Scenario 1: A coastal community is hit by a hurricane, leaving many homes and businesses with extensive wind damage and flooding. RELATED STATS: Hurricane impacts can range from minor wind damage on a roof to a total loss, especially in cases of catastrophic flooding. U.S. homeowners collectively spend approximately $20 billion per year repairing their homes after storms. SOLUTION: Homeowners…
Inside This Article: A proposed class-action lawsuit alleges a popular tomato brand misled consumers about the authenticity of its San Marzano tomatoes. While the brand has called the claims meritless, even unproven allegations can lead to significant legal expenses and reputational damage. Commercial General Liability (CGL) Insurance can help cover expenses associated with advertising-related lawsuits, while Excess Liability Insurance can provide additional protection. Companies…
Seemingly minor changes in policy language can create significant coverage gaps for Construction risks. In this webinar, Burns & Wilcox experts discuss key terms, conditions, and exclusions that can influence underwriting decisions and claim outcomes, including action-over, subcontractor exclusions, hot work operations, subsidence exposures, residential limitations, and work height restrictions. Featured experts: David Gross, Vice President, Managing Director, Broker, Casualty, Burns &…
Scenario 1: An older apartment complex experienced a catastrophic boiler failure, resulting in carbon monoxide exposure and multiple illnesses among residents. The prior insurance policy included both a total pollution exclusion and a punitive damages exclusion—leaving the property owner exposed to significant uncovered losses. RELATED STATS: After the incident, the broker worked to restore broader coverage for the client, including…