How confident are you in your Personal Liability insurance? Many basic coverages do not offer the specialized protection you need to cover your assets.
Comprehensive Personal Liability
Generally, a comprehensive homeowners policy includes coverage for the home, content and liability exposures. However, there are times when a homeowner’s liability exposures become too great compared to the standard market appetite. This may occur due to the type of property owned, if the homeowner has incurred losses previously, or if other exposures make it difficult to secure liability coverage as part of their homeowners package.
Burns & Wilcox can provide access to Comprehensive Personal Liability (CPL) Coverage; a standalone liability coverage for a variety of risks. Sold in conjunction with a comprehensive homeowners policy, CPL provides coverage for personal liability exposures.
Accidental injuries occur with surprising frequency, resulting in 29.2 million emergency room visits each year. Approximately 4.5 million dog bites occur annually. Additionally, there are 4.4 million medically consulted motor-vehicle injuries each year, with motor vehicle deaths, injuries and property damage costing $377.8 billion on average.
Burns & Wilcox can provide access to Personal Umbrella Coverage that can supplement your clients’ current policies to limit their exposure to crippling financial losses in the event of a liability claim or lawsuit.
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