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Personal Liability

How confident are you in your Personal Liability insurance? Many basic coverages do not offer the specialized protection you need to cover your assets.


Comprehensive Personal Liability

Generally, a comprehensive homeowners policy includes coverage for the home, content and liability exposures. However, there are times when a homeowner’s liability exposures become too great compared to the standard market appetite. This may occur due to the type of property owned, if the homeowner has incurred losses previously, or if other exposures make it difficult to secure liability coverage as part of their homeowners package.

Burns & Wilcox can provide access to Comprehensive Personal Liability (CPL) Coverage; a standalone liability coverage for a variety of risks. Sold in conjunction with a comprehensive homeowners policy, CPL provides coverage for personal liability exposures.


Personal Umbrella

No matter how prepared and responsible someone is, the odds are sometimes against us. Good drivers are involved in auto accidents and misfortunes happen in responsible homes. Of the 16 million incidents that will happen over this year, there will be over six million car accidents, five million people who will be bitten by dogs and 100,000 people who will be injured on trampolines. With so much at risk, it is important for your clients to be adequately covered.

Burns & Wilcox can provide access to Personal Umbrella coverage. As a leader in providing excess and specialty insurance, we can provide you access to coverage that can supplement your clients’ current policies to limit their exposure to additional financial loss in the event that an accident may be their fault, ensuring that they don’t experience the crippling costs of a lawsuit. Combined with our outstanding expertise and service, Burns & Wilcox is the only personal insurance wholesaler you’ll need. We can connect you to the umbrella coverage you need!

Applications for this product may vary. Please click below to find the office nearest to you for assistance.

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