$4.2 Million Verdict Reflects Rise in Dog Bite Claims
Inside This Article: An 82-year-old woman in Georgia was awarded over $4.2 million in relation to a 2020 incident in which she was attacked by her neighbor’s dog. Settlements for
Liability (Personal)
Specialized, expertly tailored coverage to protect your clients’ assets.
Many basic coverages do not offer the protection your clients need to sufficiently cover their most valuable assets. A Personal Liability plan from Burns & Wilcox provides an additional layer of protection to supplement their current auto/home/marine polices.
Comprehensive and customized, a policy from Burns & Wilcox can protect against crippling financial losses in the event of a liability claim or lawsuit due to auto accidents, slip and fall accidents at home, dog bites and trampoline or pool accidents, just to name a few.
Comprehensive and customized, a policy from Burns & Wilcox can protect against crippling financial losses in the event of a liability claim or lawsuit due to auto accidents, slip and fall accidents at home, dog bites and trampoline or pool accidents, just to name a few.
Recent Liability (Personal) Wins |
$14,000
TWO SECONDARY COASTAL HOMES FOR A HIGH PROFILE CLIENT
$6,188
$5M PERSONAL UMBRELLA FOR A HIGH PROFILE ENTERTAINER
$5,900
RENTAL DWELLINGS OWNED BY LLC. WITH $5M EXCESS LIABILITY
$5,000
HIGH PROFILE INDIVIDUALS
Areas Of Specialty
Primary Umbrella Coverage
- Admitted and Non–Admitted Coverage
- High Profile Individuals
- Monoline Coverage available
- Uninsured Motorist Coverage
- Challenging Driving Records and DUI’s
- Youthful Driver Coverage
- Limits up to $10 Million
- Prior Claims Eligible
Excess Umbrella Coverage
- High Profile Individuals
- Challenging Driving Records and DUI’s
- Limits to $40 Million and above
- Prior Claims Eligible
Comprehensive Personal Liability
- Monoline coverage available
- Limits to $1 Million
- Prior Claims History
- Farming Exposures
Property Coverage
- One, Two, Three, and Tour Family Dwellings
- Condominium Unit Owners: Occupied or Rented to Others
- Mobile Homes
- Secondary Residences
- Tenants of Multiple Unit Buildings
- Occupants of Apartments
- Vacant Land
Worldwide Personal Injury and Property Damage
Celebrities, Athletes, Politicians, High Profile Figures
Drivers with Multiple Tickets, Accidents or Alcohol Related Offenses Considered
Trusts, Family Partnerships, Sole Proprietorship, and LLP’s
Available Products
- High Value Homeowner’s
- Secondary and Seasonal Homeowner’s
- Recreational Marine
- Private Primary and Excess Flood
- Coastal Homeowner’s
- Unprotected Homeowner’s
- Family Cyber Protection
- Rental Properties
Notice
Product Documents
Featured Expert
Bill Gatewood
Executive Vice President, Personal Insurance
- Personal Recreation
- Liability (Personal)
- Residential Property
Bill Gatewood is Executive Vice President, Personal Insurance at Burns & Wilcox. Bill Gatewood brings more than two decades of experience in personal lines insurance and high-net-worth risk management. He…
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Your Local Team |
Associate Underwriter, Personal Insurance
Associate Underwriter, Personal Insurance
Senior Associate Underwriter, Personal Insurance
Senior Associate Underwriter, Personal Insurance
Senior Associate Underwriter, Private Client
Underwriter, Personal Insurance
Residential Property
Residential Property
Underwriter, Personal Insurance
Underwriter, Private Client
Underwriter, Personal Insurance
Underwriter, Personal Insurance
Underwriter, Personal Insurance
Underwriter, Personal Insurance
Senior Underwriter, Personal Insurance
Senior Underwriter, Personal Insurance
Senior Underwriter, Private Client
Senior Underwriter, Personal Insurance
Senior Underwriter, Personal Insurance
Manager, Personal Insurance
Senior Underwriter, Personal Insurance
Senior Underwriter, Personal Insurance
Senior Underwriter, Personal Insurance
Senior Underwriter, Personal Insurance
Senior Underwriter, Personal Insurance
Senior Underwriter, Personal Insurance
Senior Underwriter, Personal Insurance
Senior Underwriter, Personal Insurance
Senior Underwriter, Personal Insurance
Senior Underwriter, Personal Insurance
Senior Underwriter, Personal Insurance
Senior Underwriter, Personal Insurance
Associate Vice President
Underwriting Director, Personal Insurance
Underwriting Director, Personal Insurance
Associate Vice President
Regional Practice Group Leader, Personal Insurance
Regional Practice Group Leader, Personal Insurance
Associate Vice President
Underwriting Director, Personal Insurance
Underwriting Director, Personal Insurance
Regional Practice Group Leader
Associate Vice President
Director, Personal Insurance
Director, Personal Insurance
Associate Managing Director, Morehead City
Vice President
National Product Leader, Private Client
National Product Leader, Private Client
Executive Vice President, Personal Insurance
Related Intel |
See All |
Tragic Trampoline Injury Puts Focus on Homeowner Liability
A heartbreaking accident in Twin Falls, Idaho, left a father paralyzed after attempting tricks on a backyard trampoline during a friend’s barbecue, KMVT reported. The devastating incident is a reminder
Webinar: P&C Market Outlook Q2 2025
The Property & Casualty (P&C) insurance landscape is evolving, shaped by shifting market conditions, emerging risks, and changing carrier appetites. Watch the Burns & Wilcox P&C Market Outlook Q2 2025
Very professional and personable. When we have an issue, they will do everything in their power to go above and beyond.
Recent Liability (Personal) Wins
$14,000
TWO SECONDARY COASTAL HOMES FOR A HIGH PROFILE CLIENT
$6,188
$5M PERSONAL UMBRELLA FOR A HIGH PROFILE ENTERTAINER
$5,900
RENTAL DWELLINGS OWNED BY LLC. WITH $5M EXCESS LIABILITY
$5,000
HIGH PROFILE INDIVIDUALS
Eligibility Guidelines
Below are the eligibility guidelines for online binding and issuing Cyber Liability:
– Revenue up to $15M accepted
– 138 Industries Accepted
– Excluded Industries include: adult content, auction sites, data processing, debt collection, direct marketing franchisees, healthcare aggregators, online gambling, payment processors, pos technology, search engines and social media.
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Product Guidelines
Honoring a True Pioneer
A BURNS 
WILCOX ASSESSMENT
Article Title
April 16, 2020
Written by
Denis Brady
PRESIDENT, BURNS & WILCOX BROKERAGE
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“Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt explicabo. Nemo enim ipsam voluptatem quia voluptas sit aspernatur aut odit aut fugit, sed quia consequuntur magni dolores eos qui ratione voluptatem sequi nesciunt. Neque porro quisquam est, qui dolorem ipsum quia dolor sit amet, consectetur, adipisci velit, sed quia non numquam eius modi tempora incidunt ut labore et dolore magnam aliquam quaerat voluptatem. Ut enim ad minima veniam, quis nostrum exercitationem ullam corporis suscipit laboriosam, nisi ut aliquid ex ea commodi consequatur? Quis autem vel eum iure reprehenderit qui in ea voluptate velit esse quam nihil molestiae consequatur, vel illum qui dolorem eum fugiat quo voluptas nulla pariatur?”
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State of the Liability (Personal) Market
A BURNS WILCOX ASSESSMENT