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Residential Property

Knowledge and Expertise for Hard-to-Place Property

Home ownership is growing in the U.S. and typically, a home is a family’s largest investment. Residential Property Coverage can be hard-to-place and requires experience and expert knowledge of the category.  

From simple to more detailed exposures, Burns & Wilcox provides a deep and wide-ranging grasp of the industries’ complexities and can offer solutions for a substantial variety of Residential Property Coverage needs. 

Recent Residential Property Wins

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$140,000

$1.3M VACANT HOME

$67,000

$8M HARD TO PLACE HOME IN CALIFORNIA BRUSH LOCATION

$43,000

PRIMARY FLOOD ACCOUNT FOR 9 RENTAL PROPERTIES SCHEDULED

$32,119

$7M RENTAL PROPERTY IN DALLAS

Areas Of Specialty

Homeowner’s Coverage
  • Secondary homes 
  • Coastal and Brush Exposures 
  • High Deductible Options
  • Wildfire Defense Service
  • Builder’s Risk Available 
  • High Liability Limits Available
  • Prior Claims History
  • Unprotected Homes
  • Challenging Credit History
  • HO3 and HO5 forms available
  • Replacement cost and Extended replacement cost available
  • Airbnb exposures
  • Condominiums 
Residential Dwelling Coverage
  • Seasonal and Secondary Dwellings 
  • Rental Properties 
  • COC and Builder’s Risk 
  • Vacant Property
Specialty Property Coverage
  • Monoline wind coverage
  • Earthquake
  • Hobby Farms 
  • In-Home Business
  • Corporately Titles Property
  • DIC and Wrap Coverage 

Available Products

  • Primary and Excess Umbrellas
  • Personal Article Floaters
  • Recreational Marine
  • Private Primary and Excess Flood
  • Family Cyber Protection
  • Power Sports Coverage
  • Classic and Antique Autos

Featured Expert

Your Local Team

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Vice President
Managing Director
Works at Salt Lake City Office Map
President, B&W Brokerage
Works at San Francisco Brokerage Office Map
Senior Vice President
Corporate Senior Vice President
National Professional Liability Practice Leader

Related Intel

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Burns & Wilcox has a great response time to getting a quote back to the agent and if there is a delay, they provide reasons to the delay. They also provide solutions to problems we sometimes run into when quoting particularly high risk/difficult properties.

-Ryan V., Client, Santa Ana, California