Commercial

Inside This Article:  Nearly 1 million bottles of Kirkland Signature prosecco were recently recalled due to bottles breaking or shattering, including one reported injury.  The large-scale beverage recall follows other recent food and drink recalls involving metal contamination and allergen risks.  Product Recall Insurance and Product Liability Insurance can help companies pay for costly recall logistics and injury-related expenses.  Additional safeguards such as Business Interruption…

The Transportation market is shifting rapidly — rising loss severity, repair-cost inflation, and tighter underwriting are creating both challenges and opportunity. Watch the webinar recording featuring Transportation & Garage Insurance experts from Burns & Wilcox to learn how to navigate evolving Liability and Physical Damage exposures, strengthen Garage solutions, and use safety technology and telematics to help insureds secure more favorable terms.  Featured Experts:…

Key Takeaways  The Property market is softening: rates are down, terms are broader, deductibles are lower, and capacity is expanding.   The Casualty market remains firm, with rising rates and tighter terms driven by social inflation and nuclear verdicts.  Catastrophic perils—especially wildfire and wind—continue to drive demand for specialized solutions such as Wrap programs, wind pools, and deductible buy-downs.   Ordinance & Law, Equipment Breakdown, and Habitability Insurance are often…

A hailstorm strikes an auto dealership, damaging vehicles on the lot and a customer’s SUV in for service. In this short video, Mandi Bitterlin, Director, Commercial Insurance, Burns & Wilcox, Kansas City, Kansas, shares how the right Garagekeepers coverage could have turned this costly situation into a customer service win.  https://vimeo.com/1140168759/bcf4d2e132?share=copy&fl=sv&fe=ci

A fire forces a neighborhood restaurant to close for months. While Property Insurance helps cover repairs to the dining room and kitchen and replace damaged equipment, the owner had no protection for lost revenue, ongoing expenses, or payroll.  In this short video, Bonnie Steen, Regional Vice President, Managing Director, Burns & Wilcox, New Orleans, Louisiana, explains how Business Income Insurance can help restaurants…

From navigating key endorsements and exclusions—like pollution and dog breed restrictions—to proactively reviewing lease agreements and carrier requirements, Nicholas Freeman, Associate Managing Director, Broker, Casualty, Burns & Wilcox, Brokerage Division, North Dallas, Texas, explains how upfront information and clear communication can help unlock broader coverage options and streamline the General Liability quoting process for Habitational properties. https://vimeo.com/1139408968/94aabea6c0?share=copy&fl=sv&fe=ci

Teresa Cowper, Broker, Property, Burns & Wilcox, Brokerage Division, Atlanta, Georgia, shares insights on how windfall markets are reshaping Habitational Insurance. Watch now to learn how innovative solutions—including wind deductible buy-downs—can help minimize out-of-pocket costs and maximize protection in a softening market. https://vimeo.com/1139407961/f1c8f19247?fl=ip&fe=ec

The right wholesale partner makes all the difference. Chelsie Tysdal, Associate Managing Director, Underwriter, Commercial Insurance, Burns & Wilcox, Woodland Hills, California, explains how Wrap coverage—paired with leak detection and regular inspections—helped secure coverage for a high-risk Habitational property with a history of water damage claims. https://vimeo.com/1139409688/a8e3985de5?share=copy&fl=sv&fe=ci