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General contractors, specialty contractors and subcontractors are usually required by law or contract to have insurance. Each trade has different risks that need to be assessed when choosing the right coverage. Obtaining the necessary insurance specific to your clients’ needs can help protect their building materials and equipment on the job, in the shop and anywhere in between.

Artisan Contractors

When working as a contractor that deals in repairing, creating, or installing elements in homes or businesses, there are inherent risks involved. Should an injury or property damage occur, skilled-tradesman can be held liable for financial compensation. As a result, a single mistake or incident can ruin your clients business. Artisan Coverage through Burns & Wilcox is available for many types of artisans including plumbers, roofers, carpenters, electricians, painters, janitors, landscapers and more. We can protect the livelihood of commercial artisan contractors should damage result in costly litigation.

Environmental Contractors

Companies today have started relying on the specialized expertise of environmental contractors and consultants to identify, remediate, confine or assess existing pollution conditions. Environmental Contractors and Consultants Coverage through Burns & Wilcox offers a unique combination of Commercial General Liability, Contractor’s Pollution Liability and Professional Liability policies in one flagship product. This multi-coverage policy is designed specifically for environmental contractors and consultants.

General Contractors

General contractors play an important and complex role in any construction project. Accidents, timelines, change orders, contract administration and more can result in costly disruptions to business operations or even legal claims. General Contractors Coverage through Burns & Wilcox is available for contractors who have administrative or managerial responsibility for construction projects. We can provide insurance coverage for commercial contractors with protection against a range of potential common claims, including bodily injury, property damage or personal injury.

Coverage Details and Features

  • Commercial General Liability
  • Contractors Equipment
  • Equipment Breakdown
  • Cyber Liability or Data Breach
  • Property
  • Contractors Transportation
  • Design Build
  • Contractors Pollution Liability
  • Hired and non-owned auto
  • Excess
  • Employment Practices Liability Insurance
  • Builder’s Risk or Course of Construction

Target Classes

(including but not limited to)

  • General Contractors
  • Artisan Contractors
  • Environmental
  • Alarm Installation Contractors
  • Builder’s Risk
  • Custom Home Builders
  • Demolition Contractors
  • Excavating Contractors
  • Janitorial
  • Logging and Lumbering
  • Owners and Contractors Protective (OCP)
  • Parking Lot and Driveway Maintenance
  • Pest Control
  • Pressure Cleaning
  • Snow Removal
  • Specialty Contractors
  • Swimming Pool Contractors


Paper Contractor

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