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Vacant Property

Each year, vacant commercial buildings experience more than $500 million in fire damage.

Property owners often assume that vacant properties, building/dwelling or land don’t need much attention. However, the opposite is true. Vacant building, property and land represent a major risk for commercial property and land owners. A vacant property is still a valuable investment and your clients deserve protection.

As a leader in providing access to wholesale specialty insurance, the dedicated professionals at Burns & Wilcox offers the broadest coverage, the highest liability limits and replacement costs.


Coverage Details and Features


  • General liability limits up to $1 million occurrence/$2 million aggregate
  • Binding authority for property limits $2 million per location, up to $7.5 million upon sublimit
  • Property limits of any size available through other markets
  • Buildings under renovation are eligible

Vacant Coverages

  • Vacant Property Coverage
  • Vacant Building Coverage
  • Vacant Dwelling Coverage
  • Vacant Land Coverage
  • Property and Liability Coverage


  • In-house binding authority
  • Package or monoline policies available
  • Policy terms of 3, 6, 9, or 12 months available
  • Independent contractors coverage available
  • Special coverage form available on qualified risks
  • Theft coverage available

Target Classes

(including but not limited to)

Vacant Property: Applications

Please choose the application that best fits your needs.

If you need additional assistance please contact your local office.

Office Locations