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Products Liability

When your client manufactures, sells or designs products they are responsible for ensuring the product is safe to use. If the product malfunctions or has design flaw that results in bodily injury or property damage, the company can be held liable. Be sure your client has the proper coverage in place so they do not become strained by the hefty cost of litigation when accidents occur.

Products Liability Coverage accessible through Burns & Wilcox can be packaged to meet the needs of manufacturers, importers, designers, repackagers, sellers or distributors of a wide range of products. As a leading provider of specialty insurance, we have the ability to meet non-standard risks head-on and offer innovative terms to solve the policyholder’s insurance needs.


Coverage Details and Features

  • Products liability only
  • Products liability with GL
  • Products liability with vendors and product recall expense
  • Excess products liability
  • Worldwide coverage
  • Maximum limits of liability: $10 million
  • Minimum premium: $2,300 primary
  • $10,000 excess

Target Classes

(including but not limited to)

  • Specialize in hard-to-place products
  • liability accounts
  • Foods
  • Herbals
  • Neutraceuticals
  • Drugs
  • Chemicals
  • Medical equipment
  • Medical insturments
  • Automotive parts
  • Automotive Machinery
  • Automotive equipment
  • Automotive supplies
  • Toys
  • Infant care items
  • Sporting goods
  • Metals and raw materials
  • Explosives and weapons


Burns and Wilcox Videos

Every Risk Has Its Price: Product Liability and Recall Coverage

For product liability and recall exposures, that price is over $500 billion in deaths, injuries, property damage, and costs related to recalls every year...

1min 51sec

At Burns & Wilcox our expertise becomes your expertise. Our marketing materials are designed to help you give your clients what they want to hear – yes to almost any hard-to-place-risk.

Applications for this product may vary. Please click below to find the office nearest to you for assistance.

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